Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Pumpkin is the best decision I made for my pet…
Pumpkin has been the best decision I made for my pet. My dog had to undergo multiple surgeries and Pumpkin helped us with all of that and the process of submitting a claim and reimbursement is so easy and efficient.
Insurer: Pumpkin
By: Dana
Policy change after 5 years
Changing policies based on usage should be illegal. Insurance is risk pool not benefit usage under C&P insurance rules. 5 years had a grandfather in plan and now discontinued with outrouges 400% increase in premium. Claim more coverage but 90% of claims fall under a 5k illness plan. Lost all trust will never use ANY nationwide products/polices again ans be sure to spread the word.all previous 5 star reviews are likely before this 2025 change
Insurer: Nationwide
By: April Kane
Embrace is easy to use
Embrace is easy to use, quick to respond, and generally quite clear about what they will cover. No issues other than if you miss the cut-off date (contract date).......just be sure to know when you need to submit!!
Insurer: Embrace
By: Cristina Johnson
Quick and easy
Quick and easy! Claims are always responded to within about 24 hours and service is good. I've also used the 24/7 nurse chat a couple of times for peace of mind and it's a great benefit. Overall, I'm happy with Prudent Pet.
Insurer: Prudent Pet
By: Brian
We adopted two cats last year
We adopted two cats last year. One as some significant issues. So far, the claims I have submitted have all met or exceeded our expectations of a pet insurance company.
Insurer: MetLife
By: Mary
I think Fetch is very slow and paying…
I think Fetch is very slow and paying off a claim
Insurer: Fetch
By: Eleanor Hofbauer
Unaffordable Premiums - Good Plan Coverage
Pets Best Insurance is a decent enough company and they have covered several claims on my dogs. Recently my 4 year old Rottweiler's premium increased from $95 per month to $151.00!!! I expect and understand small increases yearly but this is a horrific & shocking increase. How is this going to be affordable? I will be shopping elsewhere for coverage for any future dogs and will be warning all of my friends/family as well as my dog sports network to beware. :(
Insurer: Pets Best
By: Maureen
Pumpkin has my back (and my dog’s)
Pumpkin makes me believe in the value of pet insurance. I don’t have to think twice about taking my dog to the vet when she has an issue that needs medical attention-they’ve got my back.
Insurer: Pumpkin
By: Amy
I am very happy with PetLife I feel…
I am very happy with PetLife I feel protected by them from the costs of having and loving my dog.
Insurer: MetLife
By: Sandra
Fetch was easy no hassle paid the…
Fetch was easy no hassle paid the claim. Easy submission process and no hassles.
Insurer: Fetch
By: Andrea