Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


Verified February 11, 2023

Pinuccio

Process was quick

Insurer: Trupanion

By: Michele

Useful
Verified February 11, 2023

Trupanion does exactly what it says it will do regarding claims.

Trupanion does exactly what it says it will do regarding claims.

Insurer: Trupanion

By: Robert

Useful
Verified February 11, 2023

Fast friendly service

Friendly and helpful staff, well designed web page but issues activating trial offer account. Otherwise painless and easy.

Insurer: Trupanion Canada

By: Rick

Useful
Verified February 11, 2023

Satisfactory Claim

No negative experience. They have dealt expeditiously with any of our claims and eliminated any concerns in that regard.

Insurer: Trupanion Canada

By: Nate

Useful
Verified February 11, 2023

Claim was paid in 2 business days!

Claim was actioned with 2 business day, and approved very fast. Within a few business days I had money transferred to my bank account. Thank you!

Insurer: Furkin

By: Elyse

Useful
Verified February 11, 2023

Great coverage and rates

Easy process to get a quote. Great coverage and rates. Quick and easy.

Insurer: Furkin

By: Gina

Useful
Verified February 10, 2023

Change in the way Trupanion claims are paid without notice.

2/10/23 I am furious with Trupanion. Today, They have always been a great company to work with. I have 2 med/large dogs. When there is a claim they have always taken off the deductible and then paid 90% of the claim. We've been with them since 2019. I had a new claim for my older dog. I have a $500 deductible. The claim was for $569.06. I am supposed to be getting 90% of the $69.06. Instead, I get an explanation of benefits and it says Trupanion will be paying $12.15. I call to ask why does it say I am only getting $12.15. The girl on the phone said Trupanion changed their policy to be in line with the other pet insurance companies. I asked when it happened and she said last month. I asked how could Trupanion do that without notifing their customers first. She said "Oh they are going to be sending out notices very soon in batches." I asked for a supervisor and of course they were busy and would get back to me.

Insurer: Trupanion

By: Janet

Useful
February 10, 2023

Don't!

This is an awful company. They screw up what's needed for reimbursement, and you have to fight with them for weeks! They have jacked up the prices so much in 4 years, I'd switch if my dogs current conditions would be covered by someone else. I can't stand this company.

Insurer: Healthy Paws

By: Jenny

Useful
Latest 1 comments
Posted: | By: Healthy Paws Customer Service

Jenny - All premiums are based on the rates and rating rules filed and approved by each state’s Department of Insurance. All pet insurance companies, no matter how they market their benefits, will raise rates to keep up with the rapidly rising cost of veterinary care, including specialty and emergency care. We're sorry for any frustration during the processing of your claims. Our customer care team has been in contact with you regarding the issues you have encountered and with an update on your most recent claim. The Healthy Paws Team

February 10, 2023

Takes the stress out of healthcare for our dogs!

Having a pet confronted with a serious health condition is difficult. Balancing the financial impact of healthcare choices for your pet is incredibly stressful. With Pet's Best we've been free to focus on what's best for our dog/family without having to worry how to cover the costs of recommended care. Her care has been covered without question or delay in a hassle-free manner leaving us fully able to focus on caring for our dog and our family. This is the best investment we've made in our pets and worth every penny. I will be a Pet's Best customer as long as I have pets.

Insurer: Pets Best

By: Heidi

Useful
February 10, 2023

Easy-peasy

My insurance coverage with Pets Plus Us is fairly limited, but in the claims that I've made, they've been nothing but courteous, helpful and kind. They've been so easy to deal with. Claims are also processed in a reasonable amount of time. I have no complaints, and I would definitely return to them for future policies.

Insurer: Pets Plus Us

By: Darice

Useful

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