Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

63,140 total


Verified September 24, 2025

The expediency was great

The expediency was great! As this is a tough time...

Insurer: Spot

By: Tawnya White

Verified September 24, 2025

Everything was fast and efficient!

Everything was fast and efficient!

Insurer: Spot

By: Haley Goad

Verified September 24, 2025

It only took a few days to process

It only took a few days to process. Thank you.

Insurer: Spot

By: Florence Kim

September 24, 2025

Good selection of plans

Good selection of plans. Reliable. Fast reimbursement of claims.

Insurer: Embrace

By: Unhappy Camper

September 24, 2025

Smooth and clearly laid out process

Smooth and clearlt laid out process

Insurer: Sonnet

By: Aditya

September 24, 2025

Very easy to submit a claim and follow…

Very easy to submit a claim and follow up using the site. Would definitely recommend Embrace to my friends and family.

Insurer: Embrace

By: Kiani

September 24, 2025

A waste of time and money

A waste of time, money and effort to signup and deal with this company. The information you receive when signing up is misleading at best. Regardless of how many riders you will add to the basic policy such as wellness plus, alternative, rehabilitation etc figo will find a way to reject your claim.

Insurer: Figo

By: L

September 24, 2025

Submitting a claim is so simple

Submitting a claim is so simple! When my claim is for prescription meds it is approved almost immediately and the reimbursement is typically in my bank account within 48-72 hours.

Insurer: Embrace

By: G. Schuchman

Verified September 24, 2025

They are great

They are great! I had to take my 1 year old puppy to hospital on a Sunday, then to 2nd hospital because thec1st one closed. Plus, I called poison control. I turned in all receipts and in just a few days I was getting emails about each claim was being paid. It was a super easy process. I would recommend Spot for all pet owners. My little baby is ok!

Insurer: Spot

By: Brenda Griffin

September 24, 2025

Good choice for pet insurance

Pet's Best is relatively affordable and provides good coverage for our beloved cats. It's easy to use the online claims portal, and customer service has always been helpful.

Insurer: Pets Best

By: Jennifer

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