Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Highly Recommend
Easy, understandable, great coverage
Insurer: Nationwide
By: Jenny
Disappointed
It takes way too long for the company to review your claim and process payments. Things you thought would be covered aren’t. They want way too much information to process claims. 1 visit they needed paperwork from day 1 when I got her. They already had the information sent to them previously.
Insurer: MetLife
By: customer
Easier than human insurance!
This is the first time we have purchased pet insurance. Spot is very affordable and super easy to use. Our dog ended up getting a foxtail in his paw and had to have two different procedures to get it out. I was able to submit his invoices via the spot app and within a week or so there was money in my account! I highly recommend them and we have even beefed up our policy for next year to include preventative care.
Insurer: Spot
By: Melanie Jaquess
Outstanding Support!!!!
We have been with Embrace since August 2024. Our coverage includes wellness, accident and illness insurance for two adult male cats. We just submitted our first two illness claims resulting from a significant, initially life threatening, stroke suffered by one of them. Treatment included emergency, ICU and stabilization procedures at one practice for two days followed by two additional days at a neurological specialist and advanced care facility. Embrace approved both claims within 24 hours. The claims process was both flawless and seamless - truly outstanding in all regards. In all aspects our experience denoted a competent, professional and caring company that provides its advertised services in an exemplary manner. Highly recommend in all regards. 6.0 on a 5.0 scale.
Insurer: Embrace
By: TDS
I like the ease and speed filing a…
I like the ease and speed filing a claim takes.
Insurer: Embrace
By: David Lynam
Easy process to submit claims and they…
Easy process to submit claims and they get reviewed very fast with explanations for everything approved.
Insurer: MetLife
By: Jonathan
Quick and easy claim submission
Quick and easy claim submission. Usually doesn't rake long for reimbursement.
Insurer: Embrace
By: MJ
Easy to file claims
Easy to file claims, quick pay out, and helpful customer service reps.
Insurer: Spot
By: Marissa Kluzniak
How easy it was to file and hire…
How easy it was to file and hire quickly a deposit was made into my account. Thank you
Insurer: MetLife
By: Andee
What a great insurance company Pumpkin…
What a great insurance company Pumpkin is. When your attention is on making sure your pup is going to be ok and not the finance part it makes it that much easier. The claims process is so simple and the turnaround time for a response and payment is within 1 week. I refer all my friends to Pumpkin. This is our second year with them and unfortunately, I've met our deductible each year and they have covered 90% without a hassle. I highly recommend Pumpkins for all your fur babies.
Insurer: Pumpkin
By: Jenn