Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


Verified June 01, 2023

I had a $500+ bill and thought maybe Trupanion would cover some of it.

I had a $500+ bill and thought maybe Trupanion would cover some of it. You didn't but the explanations were good as to why not.

Insurer: Trupanion

By: Richard

Useful
Verified June 01, 2023

Never had an issue with claims.

Never had an issue with claims. Pre-approval response is within 24 hr or less.

Insurer: Trupanion Canada

By: Judy

Useful
Verified June 01, 2023

Pet insurance made easy!

Submitting a claim is so simple. My veterinarian processes everything online to Trupanion, and receives confirmation immediately. My time and focus is spent on what matters most.....my dog.

Insurer: Trupanion Canada

By: Cindy

Useful
Verified June 01, 2023

Great service and great policy for both of my pets highly highly recommend to anyone

Great service and great policy for both of my pets highly highly recommend to anyone

Insurer: Trupanion

By: Valerie

Useful
Verified June 01, 2023

Bella’s ACL surgery was a home run!

Trupanion’s approval process is highly efficient & amazing! The experience lives up to the value proposition in every way possible.

Insurer: Trupanion

By: Ron

Useful
May 31, 2023

Easy!

Lemonade insurance made filing a claim and getting money for the bill quick and easy!

Insurer: Lemonade

By: Darielle

Useful
May 31, 2023

Shop around and do your research

Not impressed. If your pet gets an infection or rash and has had one in the past they will say your pet is predisposed to skin infections and won't cover you. They have an example of UTI and even if a different bacteria caused it you won't get coverage for visit or medication as your pet is now predisposed to UTI. Do your homework and read all the terms.

Insurer: Furkin

By: Jenn

Useful
May 31, 2023

kiss your money goodbye

$4300 in claims post studies and surgery. $50 reimbursed. That's Pets Best math for ya!

Insurer: Pets Best

By: James

Useful
May 31, 2023

Best Insurance Ever

Heathy Paw's Insurance is the best out there. I did my research prior to signing up with them and couldn't be happier. I have unfortunately had to use my policies a couple of times this year. Both times the claims were so easy to complete and any questions were answered quickly. It took less than a week and a half to obtain my insurance refund, that's amazing! Also, they had followed up to see how my dog was doing after her oral surgery. This just shows the level of service you get from this Company. Everyone at Healthy Paws in my experiences with them, is wonderful, caring and considerate. Though I hope never to need again, it's calming and reassuring to know Healthy Paw's Insurance is there for me if it's needed. I would highly recommend this company for your pet's needs.

Insurer: Healthy Paws

By: Lucille

Useful
May 31, 2023

Stay Away

They will do anything to rearrange invoices to their benefit so as not to pay full claim. My dog had one procedure on one day, They pulled the x-rays from the invoice that day and treated it as a separate procedure. 266.00 for the x-rays then did not reach my deductible and they paid zero. Useless and overpriced.

Insurer: Fetch

By: Michael

Useful

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