Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


November 21, 2025

Pumpkin has always made it so easy to…

Pumpkin has always made it so easy to file claims after a vet visit. The website is user friendly and I always get paid out in a short amount of time.

Insurer: Pumpkin

By: Alyssa

November 21, 2025

Thankful for Pumpkin Insurance

I was honestly skeptical when I first filed the claim for Odie who herniated a disk in his neck chasing a squirrel of all things. Every communication I've had with Pumpkin was great. Each Agent gave me assurance that my claim was being processed and that gave me peace of mind. Once I filed the claim it was paid within days. Thank you Pumpkin Insurance for being there when we needed you. They fulfilled their promise and I cannot ask for anything more.

Insurer: Pumpkin

By: Deborah

November 21, 2025

My claim was canceled due to the claim…

My claim was canceled due to the claim form missing. Takes a lot longer to process compared to Embrace and they don’t need a cover form.

Insurer: MetLife

By: Kennith Kruger

November 21, 2025

Paid All Year, Every Claim Denied

I’ve been paying about $85 a month for the last 12 months and filed 3 claims. All 3 were denied for what felt like very minor or “technical” reasons. What’s the point of paying for pet insurance if nothing is actually covered? I expected some help with my pet’s bills, not excuses. I’m very disappointed and will be looking for a different company—anyone considering this insurance should read the fine print very carefully.

Insurer: Pets Best

By: Joseph H

November 21, 2025

The process of my claim review was good…

The process of my claim review was good and reasonable.

Insurer: Fetch

By: Sylvia

November 21, 2025

Policy was 65.16 but was charges…

Policy was 65.16 but was charges 123.00. Not sure why.

Insurer: Nationwide

By: customer

November 21, 2025

Good coverage and customer service, slightly confusing process

The timeline of reimbursement and the info on the website as the claim was processed was a bit unclear. Our claim was split into two separate claims and reimbursed separately, so I was a bit unclear on what was happening with the claim. However, email response to my questions was prompt and we were ultimately reimbursed for the full amount we expected, so we were overall satisfied with the experience.

Insurer: MetLife

By: customer

November 21, 2025

My experience was excellent because my…

My experience was excellent because my claims are paid in a timely manner when all the need info is with the claim.

Insurer: MetLife

By: Regina Johnson

November 21, 2025

Always have an excellent experience…

Always have an excellent experience with MetLife I would recommend them to family and friends submitting claim is very easily receiving. Payment is excellent contacting them with a question. The employees of MetLife are excellent and very knowledgeable and smart and make the experience very pleasing.

Insurer: MetLife

By: PHILIP MENDOLA JR

November 21, 2025

Everything runs smoothly

Everything runs smoothly. The website could be improved and claim process could be improved, more organized, no only submitting receipts and SOAP notes.

Insurer: MetLife

By: Ricardo Picozzi

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