Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Deborah

Best pet insurance

Healthy Paws has been a very reliable company providing pet insurance. We had a very unexpected problem with our dog that ended up requiring neurosurgery. Healthy Paws made it eady to submit claims, processed them quickly and even checked uo on the progress of our dog.
5

out of 5

POSTED: | BY: Emma Sheppard

I’m so happy with Healthy Paws.

I’m so happy with Healthy Paws.
2

out of 5

POSTED: | BY: Paul Evavold

Rate increases are ridiculous

Healthy Paws continually raises their prices. This year, they raised their rates to 45% higher than when I initially signed up. There are much cheaper options for the same coverage. Cancelling with Healthy Paws is a terribly convoluted process. They will only process cancellations via email, but take over a week to respond to your email. Then they email you a link making sure your confirm you want to cancel. No, I emailed to cancel out of pure accident...
5

out of 5

POSTED: | BY: Michael G

Healthy Paws has provided exceptional Service

Healthy Paws has provided exceptional service ever since our Standard Poodle was diagnosed with Pseudomonas aeruginosa. We have been working with Healty Paws for over a year. Our primary Vet Dr. Brian Reister referred us to Animal Dermatology Clinic in Portland OR. and we have submitted claims from both of these Vets. Healthy Paws always provided prompt and caring service.
5

out of 5

POSTED: | BY: Jennifer

Covered Open Heart Surgery including Bypass

We have had Healthy Paws since 2018. We ABSOLUTELY LOVE HP's! We will never have any other insurance EVER! We took our Weimaraner puppy in for an X-ray for his front leg limp (puppies being puppies), and it showed his super enlarged heart in the X-ray. What ended up being a leg sprain, turned into much much worse and life-threatening. After a Cardiologist appt asap, Frank was dx with a rare congenital heart disease called, Tricuspid Valve Dysplasia, which dogs succumb usually by age 3 without intervention. We found out that Frank was a candidate for Open Heart Surgery at the only place in the World that performs TVD surgery, @ Colorado State University Veterinary Teaching Hospital. He had Open Heart Surgery on 7/31/19 at 17 months old, which included Cardiopulmonary Bypass by a Perfusionist from the human hospital. Frank will be 4 on 12/9/21. We chose the 90% coverage, not knowing of his heart issue and Healthy Paws Paid 90% of his surgery except for the exam costs. HIGHLY RECOMMEND! Super easy to submit claims and fast reimbursement. LOVE HP's!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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