Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kelly Cummings

Our dog recently had to have his toe…

Our dog recently had to have his toe amputated because of an injury. The claim was easy to file and they paid 90% of the entire amount, after the deductible was met, with no tedious questions asked. We have 2 dogs covered by Healthy Paws and they have been great each time we have needed them. Also, we got the reimbursement check in record time!
5

out of 5

POSTED: | BY: Pauline

Such a relief in times of panic

It was a piece of mind that I could upload the emergency vet bill from my phone through the app. Then I see they started processing it immediately and I got an email saying that they are sorry my pup wasn’t feeling well. The check came so quick that I didn’t have to stress over having the money. Totally worth the monthly payment.
5

out of 5

POSTED: | BY: Megan

Raised rates with no claims

I wish you could have negotiated our policy. Poor business practice on your part. Please do better to retain your customers. 40% increases in policy costs without any claims is outright unacceptable and you should be embarrassed.
5

out of 5

POSTED: | BY: PATRICIA

Healthy Paws was a life saver for Bentley

In February my 3 year old cat was diagnosed with kidney failure. He had been losing weight and was low energy. We took him to the vet and the blood results came back as Chronic kidney disease. They suggested that we hospitalize him immediately. We were told that it would be at least $500. a day. I called Healthy Paws after admitting him and explained our situation. They immediately began explaining what I needed to do and set our minds at ease that we could afford to give him the care that he needed. I was missing some paperwork from our rescue agency. Diana got on the phone to the agency and the vet associated with the agency ,to get what we needed to start the claims process. I was taken aback by the initiative and helpfulness of everyone with whom I had contact They were all amazing. I never felt like I was dealing with an insurance company. I was paid quickly and accurately for all of his medical care and supplies which came to over 5K dollars. Bentley will be on medication and will need vet visits frequently for the foreseeable future. Thanks to Healthy Paws I can give Bentley all the care that he needs without fear of big vet bills.
5

out of 5

POSTED: | BY: Shelley

Healthy Paws people care. Claims are processed rapidly and thoroughly. They ask how your pet is doing. We are VERY grateful!

Healthy Paws coverage has allowed us to get our kitty the help he has needed., which has amounted to almost 12 thousand dollars. Without it, we would have had to say goodbye to him. That is just not acceptable to us. We are so glad we got the coerage as they were kittens. The policy is clear and easy to understand. Claims are processed very rapidly. Highly recommended.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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