Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: David Massi

Healthy paws pet insurance is extremely…

Healthy paws pet insurance is extremely efficient and helpful. They covered 90% of my puppies very expensive hospital stay! Would highly recommend
1

out of 5

POSTED: | BY: Meghan Falcone

Insane price Hikes and Bad Customer Service

So disappointed with this company. Have been a loyal customer for years, recommended to friends, was a huge fan because they seemed to truly care about pets and people! But in the last two years they have become horrible. They cover half of what they used to cover. They make it challenging to submit claims (my mom, who I recommended this company to, had to go three different times to her vet to get crazy specific paperwork). Three years ago I paid 115 a month to insure my dog. Today got a bill for 400 DOLLARS PER MONTH to cover her. A 400 percent increase in 3 years?! Worst of all, I’ve called multiple times now and (after waiting weeks to receive a call back) had someone explain to me interest rates and insurance policies. I understand policy increases and rising costs. But I do not understand a 400% increase?! DO NOT TRUST this Company with your pets.
5

out of 5

POSTED: | BY: Debra M. Williams

Healthy Paws is your partner in caring for your pet

My 2&1/2 year old Alaskan Malamute, Maddie, is the 3rd pet I have had insured with Healthy Paws. Maddie was seen at an emergency vet for a GI condition which was not resolving over a reasonable period. The bill was about $1700. Once the invoice and Maddie's medical record were submitted to Healthy Paws, the claim was reviewed and approved on a very timely basis. Healthy Paws truly cares about the health of your pet and recognizes the role they have in allowing you to afford the care your pet may need.
5

out of 5

POSTED: | BY: Debra

Healthy Paws provides peace of mind in knowing that I have a partner in caring for Maddie's health care needs.

My 2&1/2 year old Alaskan Malamute, Maddie, is the 3rd pet I have had insured with Healthy Paws. The claim process if very easy, all you have to do is submit a picture of your invoice along with any pertinent medical history required and the claim is reviewed for payment on a very timely basis. The communication is great. There is a sense they really care about the well being of your pet and understand the part they play in controlling unexpected health care costs.
5

out of 5

POSTED: | BY: Beverly

Best Investment in my Furbaby's Future

As a medical practitioner, I understand the importance of taking care of your health and having health insurance available to provide assistance if needed. One of my patients recommended Healthy Paws to me over six years ago, and it's been the best decision I've made for my dog, Violet. With her breed, I knew that hip dysplasia commonly occurs, and I wanted to be prepared for any medical expenses that could arise. I signed her up when she was between 2-3 years old, and I am so thankful. I would never have expected the medical year we've had. She required multiple procedures, and thanks to Healthy Paws, we could get the critical care without a second thought. The customer service has been outstanding, and they have been so polite and helpful anytime I've called in. Submitting claims is incredibly easy with a quick turnaround as well, other than a few glitches when my camera wouldn't recognize one of the receipts. Violet recently had another medical episode that has been rather heartbreaking and frightening. A few days after one of her treatments, I received an email from Healthy Paws asking how Violet was doing and wishing her the best. I couldn't ask for a better company to have on the side of my furbaby, and I'm incredibly thankful that a patient recommended them to me!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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