Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: LLS

I'll never go without a Healthy Paws insurance policy again!

We bought Healthy Paws insurance for our sweet dog when she was about 4 years old. Since she wasn't a puppy I was worried -- many pet insurance companies only take baby pets and I hoped I would be able to count on the coverage in the future. I worried they might say something was "pre-existing" -- she didn't have anything going on except food allergies but I was afraid that might be used as an excuse to not pay later. I could have saved myself the worry! We have had quite a few claims over the years and I have never ever been given any grief on getting the policy benefits for any claim I have filed. In fact, I am so convinced I will never go without a Healthy Paws insurance policy ever again. In addition, filing claims is super easy -- using the online form it takes only about a minute to file a claim and you can even do it on your phone. If you ever need to call for help, the customer service representatives are AMAZING! They are incredibly friendly and helpful and it's clear they care first and foremost about your pet. It's a pleasure to do business with Healthy Paws!
5

out of 5

POSTED: | BY: Mariam

Very easy and quick

We have insurance since 2018. Our cat broke his leg and this company handled everything. It went smooth. They just need a hospital discharge form and in a few days we get the cheque. I highly recommend
5

out of 5

POSTED: | BY: kashif

Fair and quick

I was not expecting that claim will be processed so quickly and easy without any hassle. I uploaded hospital discharge form of my cat's leg surgery and received a cheque in a couple of days. Highly recommended
1

out of 5

POSTED: | BY: Vera

Extremally bad insurance

This insurance is only good as long as you pay the premium. By this point they are simply wonderful If at one point you dare to claim your vet, expenses they suddenly develop severe amnesia in concern to your submitter invoices, and after some gentle reminder they start to bombard you with dozens of emails, containing a list cervices they DO NOT cover. This long list includes vet. exam, medicine, surgeries.. Literally: nothing is there they are actually covering!. Unlike the promise of 80% coverage of everything, (at the policy signing), they cover about 10% of your clime at the reality. Healthy paws insurance is a complete waste of your money.
5

out of 5

POSTED: | BY: Jan

They did an excellent job handling Grizzly’s claim.

My Shepherd took a bad fall injuring 3 discs in his back causing him to have surgery. The claim process went extremely smooth, they took care of the cost within a week.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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