Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kathleen Murray

Healthy Paws recently covered my dog's…

Healthy Paws recently covered my dog's leg surgery. They were quick with response time and the claim went from submission to benefits declaration within about a week, including the Easter Holiday. I've been impressed with their customer service and the ease of website navigation. Their monthly premium is also very reasonable compared to other pet insurance companies out there.
2

out of 5

POSTED: | BY: Anna K

Premiums Spiking from $34 to $80 a month for a healthy young dog

Be careful with them hiking your policy by $20 every year or two. I started out paying $34, and they gradually increased it over the years to $80 a month. My dog is 6 and has no health problems.
5

out of 5

POSTED: | BY: Robin Stein

Best Pet Insurance and super fast reimbursement

The best pet insurance. I had another insurance company and was having trouble getting my bills reimbursed. Someone I work with recommended Healthy Paws so I made the change. Best thing I have ever done. They have covered every claim I have filed and the reimbursement check has arrived to me within 1 week of filing a claim. They even send emails to check in on my dog, Maggie, to see how she was feeling after surgery. Now who does that? I highly recommend Healthy Paws to all pet owners. They are truly amazing.
5

out of 5

POSTED: | BY: Robin Stein

Love Healthy Paws

Healthy Paws was recommended to me by a co-worker after I talking to her about my trouble with my previous pet insurance. I could not be happier. It is so easy to submit a claim and my re-imbursement check is sent within a week. They even sent me an email to check on my dog Maggie after she had surgery. I am so happy with Healthy Paws and recommend it to all pet owners.
5

out of 5

POSTED: | BY: Kim Bauman

So grateful for Healthy Paws pet insurance

I am so grateful and impressed with Healthy Paws customer service and speediness on resolving claims. I lost my job when the pandemic hit and it's been a rough road with my dog Pancake. I adopted her 11 months ago and right after adopting her had to take her to the ER, and then a few months later she starts to hop, eventually leading to a ruptured CCL. All to say that I didn't know the difference when I signed up with Healthy Paws (referred by Pancake's dog trainer) but now I DO know the difference. There is no way I'd be able to cover the astronomical bills my dog has incurred in under 1 year. I'm grateful that I don't have to consider not getting her care due to costs, and I'm grateful that upon submitting a claim, the reimbursement shows up in my bank account within a few days. That is relief and eases my mind so I don't have to stress about money. Thank you for taking care of me and my dog through this very challenging time.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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