Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: maryanne hunt

Very happy

I have been very happy with Healthy Paws insurance. My only hesitation is the cost. However when my dog needed emergency care it was such a relief to have her fully covered by a company that had covered claims in the past with little hassle. I was able to make decisions based upon what was best for my little dog, rather than the cost of the procedures. Healthy paws was quick in settling the claims and very compassionate.
5

out of 5

POSTED: | BY: Martyn Crook

Acted with integrity

I took out insurance on my two cats through healthy paws 4 years ago. I had a discount through work which I couldn’t get activated on line and so I called to finalize the policy and review the details. I recently needed to file a claim and discovered that both policies were set up incorrectly. It’s been several weeks waiting for a response to the claim and I feared this was a tactic to deny it - but nope, they honored the claim and adjusted my premium accordingly. That’s integrity.
5

out of 5

POSTED: | BY: Lisa Fabio

God bless Healthy Paws

After losing my two dogs within 5 months of each other I often wondered what more I could have done for them with the financial ability to do so. When I got a new puppy and she had a tendency to put everything she saw in her mouth I thought I would make an investment and get insurance. After looking at many different companies and plans I went with Healthy Paws. The ability for me to choose my payback percentage and deductible and customize my plan was a huge draw. The phone app is a godsend. The moment I get an invoice I just take a photo on the app and let it get processed! Unfortunately at just two years old my little girl was diagnosed with a pretty bad autoimmune disease. heathy paws has been a godsend, giving her the best care I can is now possible, and a huge weight off my shoulders knowing for once I can actually do everything I can for my baby. Highly recommend healthy paws!
5

out of 5

POSTED: | BY: Lisa F

Thank goodness for Healthy Paws!

After losing my two dogs within 5 months of each other I often wondered what more I could have done for them with the financial ability to do so. When I got a new puppy and she had a tendency to put everything she saw in her mouth I thought I would make an investment and get insurance. After looking at many different companies and plans I went with Healthy Paws. The ability for me to choose my payback percentage and deductible and customize my plan was a huge draw. The phone app is a godsend. The moment I get an invoice I just take a photo on the app and let it get processed! Unfortunately at just two years old my little girl was diagnosed with a pretty bad autoimmune disease. heathy paws has been a godsend, giving her the best care I can is now possible, and a huge weight off my shoulders knowing for once I can actually do everything I can for my baby. Highly recommend healthy paws!
1

out of 5

POSTED: | BY: J T

Increase in premium as they like

Unsure how this company keeps getting positive reviews. They increase your premium every year. If your dog is healthy, they will still increase your premium. There should be a reward for getting in early, not increase as you get older. How can I stop my dog from getting older? unbelievable. yr 1: 40 - that's how they draw you in yr 2: 47 yr 3: 58 0 claims. Will be deciding whether or not I continue with them. I haven't experienced what they will do if I made a claim.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review