Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Gail

Healthy Paws Pet Insurance is the Best

Healthy Paws has taken phenomenal care for two of my golden retrievers. Recently my four year old golden tangled with a porcupine which lead to quills puncturing her lungs. The surgery was extensive and I would have struggled to afford it without Healthy Paws. Payment was prompt, email notifications were prompt, and most important when I had a question the person I worked with was kind, thorough, and got the job done immediately. Meanwhile my girl has recovered and lives another day. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: KS

Healthy Paws really came through for…

Healthy Paws really came through for me, and my fur baby after he fell ill and required an extensive stay at the hospital. I felt very relieved that Healthy Paws would take care of the bills per his policy. Their reimbursement was really quick too so I greatly appreciated that as well.
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5

out of 5

POSTED: | BY: Tara

Best decision I made was getting Healthy Paws!

My first Golden Retriever had a $6,000 life saving surgery just two weeks after bringing her home. I didn't have insurance and when I tried to get it after, I was told she had a pre-existing condition. With my second puppy I bought insurance right away and after researching numerous insurances I chose Healthy Paws. Best decision I could have made. They have such an easy claim submission process, they process claims super quickly, and they don't have a cap or minimum. Honestly, they've been a life saver with this new girl as she unfortunately has tummy issues as well! I highly recommend getting their insurance!
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5

out of 5

POSTED: | BY: Tara

Best decision I made was getting Healthy Paws!

My first Golden Retriever had a $6,000 life saving surgery just two weeks after bringing her home. I didn't have insurance and when I tried to get it after, I was told she had a pre-existing condition. With my second puppy I bought insurance right away and after researching numerous insurances I chose Healthy Paws. Best decision I could have made. They have such an easy claim submission process, they process claims super quickly, and they don't have a cap or minimum. Honestly, they've been a life saver with this new girl as she unfortunately has tummy issues as well! I highly recommend getting their insurance!
5

out of 5

POSTED: | BY: Catie

Awesome Company

I have insured my dogs with Healthy Paws since they were puppies, so for over 5 years now. They are great at processing claims in a timely manner, most simple claims are done within 24 hours!! One of my dogs recently had to undergo surgery and even that extensive claim was processed within a few days. And they covered absolutely everything needed to do the surgery plus what was needed make my dog as comfortable as possible. About a week after the surgery I received an email from Healthy Paws Customer Service asking how my dog was doing after her surgery. I thought that was such a nice gesture!! I'm a very happy customer!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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