Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christine

Great insurance - easy to file, great customer service, fast payment

This was a great insurance experience. The claim was easy to file and very straightforward. Customer service was excellent. Transparency (not many insurers strong suit) was excellent. I would recommend them totally.
5

out of 5

POSTED: | BY: Kerianne

Quick care and refund

My dog Penny recently had a very expensive surgery and healthy paws covered the entire cost of the surgery (minus deductible and my individual plan of 80% coverage). I received the money In my account within a week of filing the claim. It was genuinely so comforting knowing I didn’t have to worry about the care I got for my pet. I’ve never had a single issue with their refund/coverage policies and this one surgery was worth almost 7 years of the monthly payment I make, so it’s 100% worth the money. Thank you again so much for your care and attention!
5

out of 5

POSTED: | BY: Kerianne Noonan

My dog Penny recently had a very…

My dog Penny recently had a very expensive surgery and healthy paws covered the entire cost of the surgery (minus deductible and my individual plan of 80% coverage). I received the money In my account within a week of filing the claim. It was genuinely so comforting knowing I didn’t have to worry about the care I got for my pet. I’ve never had a single issue with their refund/coverage policies and this one surgery was worth almost 7 years of the monthly payment I make, so it’s 100% worth the money. Thank you again so much for your care and attention!
5

out of 5

POSTED: | BY: Tony

Best Choice Ever Made!

Best pet insurance company that I've come across. Easy to work with, easy process, the rules are clear. If it weren't for their service, my pup would've been paralyzed for life. Highly recommended.
1

out of 5

POSTED: | BY: Hamidreza Montazeri Aliabadi

I would give it zero stars

I would give it zero stars, if I could. They trap you like this: They say we cover every new issue, but not pre-exisitng issues. Then they say you have to pay yourself and we will "reimburse" you. Then, when you pay and submit the claim, suddenly everything is pre-existing! Unless your pet breaks a leg or something, they will not cover anything. Don't fall into the trap of the "top rated" pet insurance!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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