Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lavenia

One of the best decisions we made for our boys was Healhy Paws

We lost our Sarabelle to osteosarcoma in 2012, and the treatment costs were onerous. So, when we brought the littermate brothers Sammie and Elias, and our heeler hybrid Sitka Rose into our lives, we decided to purchase pet life insurance. We researched and decide on Healthy Pet. Part of the reason is that we can predict and plan in the costs of maintenance - the vaccines, physicals, etc. However, we can not whether our family members will have accidents, or catestrophic illnesses or health conditions and those costs are the ones that are financial killers. So we decided on Healthy Paws. It was a decision that we do not regret as our two boys, healthy most of their lives, have had structural and health conditions this past year. With the two of them together the costs have been a burden that Healthy Paws has relieved us of by their compassionate and prompt processing of the boys' vet claims. We feel fortunate to have Healthy Paws there for us.
5

out of 5

POSTED: | BY: Lavenia Sylvia

A fortuitous decision to go with Healthy Paws Pet Insurance…

We purchased Healthy Paws Pet Insurance in 2013 when our two Shiloh Shepherds, Blue Heeler Hybrid, and Ocicat were pups and young cats as we had lost the year before our sweet Sarabelle to osteosarcoma and were well aware of the costs of treatment for severe illnesses and conditions. It was truly a fortuitous decision. Though Little Boy, our Ocicat passed away uneventfully, and our Heeler continuous to be her irascible self, our two littermate Shiloh brothers had/have structural (wobblers) and health conditions (IBD) that require extensive testing and treatment. Healthy Paws came through for us for both of our boys. Though we remained judicious in our consideration of testing and treatment,, knowing that Healthy Paws would be there to financially support our decisions made a big difference to us and our boys. Their compassionate processing of our claims for the loss of one of our boys while did not lessen the pain, it gave us financial peace of mind. And our remaining boy is looking healthy and we look forward to several more years with him. We are so fortunate that we have Healthy Paws behind us. Their staff is compassionate and professional, and claim processing quick. Really, thank you, Healthy Paws.
5

out of 5

POSTED: | BY: Greg

High level of customer service, online ease of submitting claims.

Our daughter recommended Healthy Paws and said the process from signing up to submitting claims was fast and easy. Submitting a claim online is very easy. Signing up was just as easy and the response to claims is quick and efficient.
5

out of 5

POSTED: | BY: Frank

Great caring service and quick response to claims.

Healthy Paws has been a wonderful coverage for my two dogs. There prices are fair and they quickly respond to claims. They also reached out to see how my older dog was doing after his surgery.
5

out of 5

POSTED: | BY: Denis

Saved my dog and my bank account

My dog was diagnosed with Gallbladder Mucocele and had to go through surgery. The total cost of the diagnostics, surgery and recovery was ~$20k and we got the 90% reimbursement back for every claim in the process within a week. Knowing Healthy Paws got your pups (and bank) back is peace of mind.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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