Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
1

out of 5

POSTED: | BY: Ley Con

I never write a review but this company…

I never write a review but this company is far from professional. I insured my healthy dog to have piece of mind, first claim I have submitted after three years, they refused to process due to lack of medical history of a healthy dog even though I have shown our regular vet visits. I am not out for reimbursement anymore but I want others to be aware. It is a scam. They also kept increasing the monthly charges of last years but I have never complained. At this point, I am taking my case to consumer protection agencies.
5

out of 5

POSTED: | BY: janet

Having good coverage is a blessing!!!

Having good coverage is a blessing! We've carried Healthy Paws for about 4 years now on at least one dog. Now all 4 are covered. Recently, our beloved coonhound Maybellene got very sick. In the process of treating and trying to figure out what was going on, we spent almost $6000 on vet bills. After the claims were paid, which was EXTREMELY fast, we were hugely relieved to have a large portion of that back to return to savings. If you don't have pet insurance, you need it! Healthy Paws also helps shelter pets when someone uses your referral code, so how can you beat that? I will always have insurance on my babies, and they have been wonderful! They even followed up on Maybellene a few weeks later. I truly appreciate that care and concern. Thank you, Healthy Pets!! I am posting here because I contacted them and asked where I could leave a review. I want all my friends to have this piece of mind when it comes to their fur family. Who has ever been able to say, "Nah, don't do that test. Even though it might tell us what is wrong & how to treat it, we don't think the dog is worth that". NOBODY I know! Get the insurance, you will not regret it!
5

out of 5

POSTED: | BY: Diane

Worth the money!

Healthy Paws has come to my rescue twice!! My dog had to have 2 ACL surgeries in a year. Without Healthy Paws I don’t know how I would pay for the surgeries. Knowing you get reimbursed is such a relief!! They even emailed me to see how she was doing post surgery. Don’t think twice!! Get their pet insurance!!
5

out of 5

POSTED: | BY: L

I'll never go without a Healthy Paws insurance policy again!

We bought Healthy Paws insurance for our sweet dog when she was about 4 years old. Since she wasn't a puppy I was worried -- many pet insurance companies only take baby pets and I hoped I would be able to count on the coverage in the future. I worried they might say something was "pre-existing" -- she didn't have anything going on except food allergies but I was afraid that might be used as an excuse to not pay later. I could have saved myself the worry! We have had quite a few claims over the years and I have never ever been given any grief on getting the policy benefits for any claim I have filed. In fact, I am so convinced I will never go without a Healthy Paws insurance policy ever again. In addition, filing claims is super easy -- using the online form it takes only about a minute to file a claim and you can even do it on your phone. If you ever need to call for help, the customer service representatives are AMAZING! They are incredibly friendly and helpful and it's clear they care first and foremost about your pet. It's a pleasure to do business with Healthy Paws!
5

out of 5

POSTED: | BY: Kandy

Hard critic gives 10 stars!

I have never had an issue with Healthy Paws, their policies, customer service.... not one thing. I'm a tough critic and can not review enough about them!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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