Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Kathleen Goetchius

The claim process with Healthy Paws is…

The claim process with Healthy Paws is so convenient and easy! It allowed me to focus my time on getting my dog back in good health. Peace of mind and one less thing to worry about - what more could a human and dog mom ask for?!
5

out of 5

POSTED: | BY: Kathleen

Above and Beyond my expectations

The claim process with Healthy Paws is so convenient and easy! It allowed me to focus my time on getting my dog back in good health. Peace of mind and one less thing to worry about - what more could a human and dog mom ask for?!
3

out of 5

POSTED: | BY: Simon Fowell

Beware large rate premium increases

We have been a customer since 2017 and have been referring friends to healthy paws for years as an affordable option and have appreciated your customer service. However we’ll no longer be able to do that. Our premiums have skyrocketed over the past few years and we just want other current and potential future customers to be aware of these. 2017 -- $52.37 2018 -- $57.61 2019 -- $69.83 2020 -- $104.74 2021 -- $157.11 2022 — $200.40 We want to maintain some level of protection for our pet but have to downgrade our plan because it has become unaffordable. It seems like when they were taken over by Westchester they’ve lost their way a bit in terms of a providing support for those with animals…and thus the animals themselves are the real losers.
5

out of 5

POSTED: | BY: Emma

10's across the board

We've had a few different pet insurances over the years with our dogs and I have to rate Healthy Paws the best as far as customer service, ease of claim process, amount of coverage and promptness of reimbursement. 10 paws all the way!
1

out of 5

POSTED: | BY: Kevin

BUYER BEWARE- TOTAL SCAM

Company is a total scam. I put a claim in, supplied all vet documents and was declined due to needing more documents which is impossible to produce. All they do is give you the runaround.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review