Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lucas R

I was skeptical of the no cap idea but…

I was skeptical of the no cap idea but then realized they mitigate costs with the pre-existing conditions and office visit exclusions. I get it and know that they are trying to make money and provide a much needed service. They succeeded in my case. I got a puppy and so wasn't worried about any pre-existing conditions but she swallowed some plastic at the dog park and needed emergency surgery after a number of costly procedures. The total bill was around 6k and they reimbursed me 4k+. So, no complaints here. The app is very easy and the turn around time is ridiculously fast. They really took the agony out of what was already a VERY difficult time. I recommend them highly and thought everyone was really helpful and empathetic. They even sent an email to see how shes doing. What insurance company does that!!! I say even if you are using them basically as a savings bank for future costs, its really worth it when the chips are down. Thanks Healthy Paws!!!!
5

out of 5

POSTED: | BY: ashley anttonelli

Best and Prompt Coverage

Our 2 years old Dane recently bloated and we rushed him to the ER. Turned out he had GDV and a congested spleen. It was the scariest 4 days of my life and even though we’d go broke to save him, it was comforting to know our insurance would be there to support us. After having his stomach tacked, spleen removed, aspirating, and having cardiac issues as a complication, I was a wreck. Healthy Paws, processed our 9k$ claim within 5 days and is covering 90% of the bill. Having the peace of mind with a great insurance company who is always there to take calls and answer questions about claims is a huge relief as a pet parent. They are our kid and we’d never go without pet insurance. We have two dogs insured with Healthy Paws!
5

out of 5

POSTED: | BY: Ashley Anttonelli

Our 2 years old Dane recently bloated…

Our 2 years old Dane recently bloated and we rushed him to the ER. Turned out he had GDV and a congested spleen. It was the scariest 4 days of my life and even though we’d go broke to save him, it was comforting to know our insurance would be there to support us. After having his stomach tacked, spleen removed, aspirating, and having cardiac issues as a complication, I was a wreck. Healthy Paws, processed our 9k$ claim within 5 days and is covering 90% of the bill. Having the peace of mind with a great insurance company who is always there to take calls and answer questions about claims is a huge relief as a pet parent. They are our kid and we’d never go without pet insurance. We have two dogs insured with Healthy Paws!
5

out of 5

POSTED: | BY: Amy Wilson

The best pet insurance ever!

Healthy Paws is truly amazing. The turnaround time is so quick. Any phone interaction has been pleasurable! Employees live their jobs and their care comes through!
5

out of 5

POSTED: | BY: Amy Wilson

Paws up for Healthy Paws

Healthy Paws is an amazing pet insurance plan. Their quick return on claims is unbelievable. Their employees are friendly, knowledgeable and helpful. I can’t rate them high enough!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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