Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Amanda

Thank goodness for direct pay

My dog Ellie got really sick last month, and needed to be hospitalized for a week. She needed round the clock care. Our vet is great and was doing what they could to help, but the vet bill was getting pretty expensive, so we called Healthy Paws and asked about their direct pay option. They were so helpful on the phone and made it really easy for us. Thanks to them all we had to worry about was making Ellie better. Because the insurance was able to pay the vet directly the vet could run all the important tests and imagings to properly diagnose Ellie instead of worrying about keeping the cost down which meant just treating the symptoms and hoping for the best. Ellie is back to her old energetic happy self, and you wouldn't ever guess that she needed to be hospitalized for a week.
5

out of 5

POSTED: | BY: Summer Hoover

Best decision ever!

I couldn’t be happier that I had Healthy Paws pet insurance when my sweet Frenchie unexpectedly got very ill. The vet costs continued to pile up and thankfully Healthy Paws was there to cover the bulk of it! They make submitting a claim super easy!! Just open the app., click a pic of your receipt and hit submit!! So quick and easy! The best part is they process my claim super quick and it is deposited directly into my bank account! They even cared enough to send a follow up email checking to see how my puppy was feeling!! If you’re looking for a great pet insurance, look no further!!
5

out of 5

POSTED: | BY: Russ

So glad I chose HealthyPaws

Was confused which pet insurer to pick but very glad we finally chose HealthyPaws. Extremely straight forward what’s not covered, and for everything else not only have they always fully paid what was expected but made the submission process so so easy and reimbursement is usually within a day or two. Strongly recommended. Hopefully you won’t ever need to make a claim but if you do you’ll be so happy to have HealthyPaws.
5

out of 5

POSTED: | BY: Russ Fein

Was confused which pet insurer to pick…

Was confused which pet insurer to pick but very glad we finally chose HealthyPaws. Extremely straight forward what’s not covered, and for everything else not only have they always fully paid what was expected but made the submission process so so easy and reimbursement is usually within a day or two. Strongly recommended. Hopefully you won’t ever need to make a claim but if you do you’ll be so happy to have HealthyPaws.
5

out of 5

POSTED: | BY: Ben

Great service and support

HealthyPaws has been wonderful. Submitting claims is easy, they clearly outline their coverage and even sent a kind, personalized note checking in on our pup when she had several vet trips, which goes a long way!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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