Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,184

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Barbara

Very reliable and fast reimbursement time

Fantastic company! Received, reviewed and reimbursed a very large claim within 3 days then followed up with a personal email inquiring about our pup. Highly recommend!!!
5

out of 5

POSTED: | BY: Gary Bernstein

Reliable and Honest

I have had 2 occasions where my Golden Retriever was seriously ill. Healthy Paws covered the entire treatment and sent me a check within a week. They are reliable and honest.
2

out of 5

POSTED: | BY: Mo

I used Healthy Paws and they doubled my rate…

I used Healthy Paws to cover my two rescued cats for 7 years and was happy with them, even though I knew their rates were higher than other pet insurance plans. Then, in 2021 my insurance suddenly doubled due to past “use.” Yes, that is what Healthy Paws said was the reason. This put me in a bind because one of the kitties had more health issues than the other so I could not get insurance for her under another plan and be assured her medical needs would be covered if linked in some way to her past medical issues that Healthy Paws covered. So now I’m paying $40+ for one cat and almost $76 for the other who remains covered by Healthy Paws. Look elsewhere! Shame on Consumer Affairs for the high rating!
5

out of 5

POSTED: | BY: Ellen Vogel

Excellent Pet Insurance

I have had my dog covered by Healthy Paws for 7.5 Years. They have consistently provided excellent customer service and rapid reimbursement. Their policies are straight forward and they have no hidden 'rules' that resulted in a denied claim. I recommend Healthy Paws, especially given the cost of modern and technologically advanced veterinary care.
5

out of 5

POSTED: | BY: Leane

Thank you so much for your concern for…

Thank you so much for your concern for our little furry family member. You don’t know how much Healthy Paws helped us out. During that stressful time, the last thing we wanted to hear was that we had to pay all those bills 100% at the time of service. Holy moly!!! Of course you do it because it is what needs to be done but later we were thinking “How are we going to pay for this???” Thankfully, Tama is doing fantastic now!! Many thanks!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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