154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 15, 2025

Very fast payment in an urgent dire…

Very fast payment in an urgent dire need. Love this insurance!

Insurer: Pumpkin

By: Maria

Verified December 15, 2025

Thorough and easy to navigate

Thorough and easy to navigate

Insurer: MetLife

By: Michelle

Verified December 15, 2025

Cornell Companion Animal Hospital

Cornell provides world class care for dogs like Molly with elbow dysplasia.

Insurer: Healthy Paws

By: Sharon Roehm

Verified December 15, 2025

this company help me be able to take…

this company help me be able to take care of my fur babies

Insurer: MetLife

By: Angela Donaldson

Verified December 15, 2025

Phone customer service was helpful and…

Phone customer service was helpful and reimbursement was swift

Insurer: MetLife

By: customer

Verified December 15, 2025

Easy sign up

Easy sign up

Insurer: MetLife

By: Vanessa Jackson

December 15, 2025

Do Not Buy

If you file claims with this insurance, your premiums go up. I got no notice and my auto payment was more than twice what it had been. There is a class action suit against them because they have no ceiling for how much they can raise your rates.. they are also obtuse as to what they cover, especially prescription medication.

Insurer: Healthy Paws

By: Alice

Useful
Verified December 15, 2025

Super easy to manage & prompt approval

Super easy to manage & prompt approval of my claim for the 2nd time!

Insurer: Spot

By: Jesica

December 15, 2025

MUCH more trouble than it's worth

I decided to try using pet insurance for my healthy dog. After paying 3 months of premiums at $62.97 per month plus a $12 enrollment fee, my dog got sick so I brought him to the vet. I made a claim for the $99 fee. As demanded by MetLife, I uploaded 12 months of SOAP records including the visit in question. I uploaded a 2-page invoice AND the receipt for payment. What a waste of time. First MetLife contacted my vet for the same documents I had already uploaded. Then MetLife claimed my invoice was obstructed. When I called and pointed out that I submitted a two-page document, first page a plain invoice and the second page the invoice with the receipt stapled to the top, the claim rep said that was not how it was submitted. I walked her through reviewing my submission. She still implied I had submitted two claims because THEIR SYSTEM had glitched and separated the two-page document I uploaded. I was frustrated with this person so I asked for a supervisor, was put on a 10 minute hold, then they came back and said the supervisor was not available. Later she accidentally admitted she had spoken to a supervisor. I decided to cancel. THERE IS NO WAY TO CANCEL ONLINE. You need to CALL, wait on hold, ask to cancel, then they send you an email with a form you have to complete. What a waste of my time, not to mention 3 months of premiums. Oh and by the way, when I asked, she told me the claim was denied anyways :-) DO NOT DO IT!

Insurer: MetLife

By: Rebecca

Useful
December 15, 2025

I have had pet insurance with Embrace…

I have had pet insurance with Embrace for 9 months now. They are very helpful and reimburse you with in days of your claim. Very sweet and knowledgeable.

Insurer: Embrace

By: simcikmary

Compare top pet insurance providers plans.