154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 10, 2025

Okay

Okay, slow to pay

Insurer: Embrace

By: Carolyn Schultz

Verified September 10, 2025

Quick claim turnaround

I can’t believe how quickly Pumpkin handles claims. When my dog was diagnosed with Cushing’s Disease it meant regular bills for bloodwork and medication, and you have taken care of all of my claims within 24 hours of my making them. That is remarkable! I will absolutely be recommending Pumpkin to everyone I know. You are a little more expensive than some, but it is absolutely worth it given the claims service you provide. Thank you. You have been a Godsend for us and our precious Oy.

Insurer: Pumpkin

By: Sidney

September 10, 2025

Beware

I found out today that if your animal has an issue that requires more than 1 visit, each visit will be its own claim. So..if you have a $250 deductible, and you have each visit is under $250, than nothing is covered. Each individual visit needs to be over that for anything to be covered, even if its the same issue! So this insurance has yet to cover anything for my animals.

Insurer: Embrace

By: carolyn mcguire

September 10, 2025

Tried enrolling my dog in the Trupanion…

Tried enrolling my dog in the Trupanion contest but the website didn’t work. Contest probably fixed!

Insurer: Trupanion

By: Nicole

September 10, 2025

Excellent service and super helpful!!

I have had embrace for many years and it really has been easy and helpful! Heyu… my springer spaniel… would likely have not been with us if it wasn’t for Embrace! Thank you a ton!!

Insurer: Embrace

By: Michael Burolla

September 10, 2025

BEST pet insurance company

The BEST pet insurance company when you need it the most!!

Insurer: Trupanion Canada

By: Rozanne Denton Lourens

September 10, 2025

Josh Sabado answered all my questions…

Josh Sabado answered all my questions and concerns about the logistics and parameters re: buying pet insurance for my cat. Very friendly, helpful and knowledgeable, thank you.

Insurer: Fetch

By: K Quinn

Verified September 10, 2025

Good news all around! Well dog/claim paid

The speed the claim was paid was impressive. It was enough worrying about my dog when he was in hospital- then to get paid back so quickly was wonderful - the cherry on top was my dog fully recovered!

Insurer: Trupanion

By: Pat J

September 09, 2025

Horrible

Horrible, do not use this company to insure your pet. They will claim that anything is a pre-existing condition in order to not pay you. A pet can vomit on 2 different occasions, and they consider it a pre-existing condition. Vomiting is a symptom of not feeling well, not a condition. Not only will they not pay the claim, they go above and beyond by saying they will extend the “vomiting exclusion” another 12 months. Look on Reddit, others have complained about this same issue with Embrace, and in some US states they’ve made it illegal for insurance companies to call a symptom a condition. I am in an appeal right now with them and will sue them if I have to…they own me over $1000. Stay away!

Insurer: Embrace

By: Joan Johnson Miller

September 09, 2025

been with healthy paws for over a year…

been with healthy paws for over a year and paying for my pet's coverage. first claim i submit - and they want his medical files going back before he was rescued as a stray over 2 years ago. obviously these don't exist. basically if you have a rescue, there's no coverage. I can't believe I gave them any money. trying to cancel coverage and even that is difficult

Insurer: Healthy Paws

By: Greg

Compare top pet insurance providers plans.