154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,473 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,347 reviews

4.9
Healthy Paws

10,809 reviews

4.9
Fetch

27,512 reviews

4.9
Pets Best

14,179 reviews

4.9
Trupanion

63,031 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 02, 2023

Always paid claims fairly promptly

Always paid claims fairly promptly

Insurer: Pets Best

By: Linda Nottberg

January 02, 2023

Poor communication and handling of…

Poor communication and handling of insurance claims. The following message was sent 85 days after the initial claim was filed, and 5 days prior to expiration of initial claim (during a Thanksgiving week): Thank you for sending us your pet insurance Claim. To complete your Claim, we need your help by providing us with the following documentation: All of [pet's] medical records since joining your family (view an example medical record here). Your veterinary hospital will provide these documents to you and many are happy to send them on your behalf. A clear invoice for the claim you are submitting (view an example invoice here). The one we received was partially obscured. So that we may continue our review of the Claim, please provide us with the requested information. If we have your veterinary clinic’s information, we will send a request on your behalf. However, a follow up with your veterinary clinic on your part may be necessary to make sure that we are provided with the requested information. If [pet] was seen at any other clinics, please provide the name and contact details of these clinics and we are happy to request additional medical records on your behalf.

Insurer: Healthy Paws

By: Jeremy

January 02, 2023

Customer service was very helpful.

Customer service was very helpful. Form was helpful even though in the begining it was slow going at first. Came much easier once was familiar with it.

Insurer: Embrace

By: Lola Greenspan

Verified January 02, 2023

Genuine Customer Service Call

After signing up for Spot I received a phone call from Dan making sure I understood the policy we chose. He was fantastic and answered all questions. This was a conversation not a scripted survey and he understood our pet insurance needs. I am new to Spot and feel better about choosing this company as part of our pet care team.

Insurer: Spot

By: Paula

Verified January 02, 2023

Signing up for pet insurance was fast…

Signing up for pet insurance was fast and the process was easy

Insurer: ManyPets

By: Kia

January 02, 2023

Quick and Easy

Lemonade surprised me with reviewing, approving and paying out my claim within just a few days. I had a different experience in the past but they more than made up for it this time. Thanks!

Insurer: Lemonade

By: Erica

Useful
January 02, 2023

Easiest claim process

Being able to snap a picture of my invoice added to how simple it was to file a claim. My preventive claim was immediately approved and paid. I'm in awe.

Insurer: Lemonade

By: Francine

Useful
Verified January 02, 2023

Great communication and fast reimbursement!!

I bought my plan and two days later had a wellness visit for my pup. Through the website I uploaded my claim, very easy to do and within five days I was already reimbursed. Customer service communicated through email about my claim and was very helpful. This has been an easy hastle free process!!

Insurer: ManyPets

By: customer

Verified January 02, 2023

Claim processing

Submitted a claim January 1, 2023 and it was reviewed and finalized within 12 hours for 90% of the invoice. I’ve had coverage on my dog for 11 years and love Trupanion. I would not have been able to afford some of the vet care and would have had to rehome or euthanize my dog. Trupanion has been a blessing and when I total up 11 years of premiums it is still less than what has been reimbursed. I’m happy to pay a little each month rather than thousands per treatment/injury.

Insurer: Trupanion Canada

By: Lorale

Useful
Verified January 02, 2023

Special care for my beloved cat

I selected Trupanion based on a recommendation from his Vet. I am very pleased with how they care about my beloved cat Namath. Trupanion eases my emotions by paying the animal hospital directly, thus allowing me to put all my attention on my pet. Taking a cherished companion to the animal hospital is emotional enough let alone needing to submit claims to pet insurance companies. Trupanion works directly with Vets and animal hospitals easing that burden. Trupanion also pays 90% of the claim, which is phenomenal. Thank you Trupanion for giving me piece of mind.

Insurer: Trupanion

By: Warren

Useful

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