154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 28, 2025

I thought after I paid $500…

I thought after I paid $500 out-of-pocket, especially for ear infections which has been an issue for her then it would be a 90% pay off after that I guess I was wrong please explain

Insurer: Trupanion

By: Dernise

Verified September 28, 2025

Submitting claims is easy

Submitting claims is easy, and review and payment happens relatively quickly. Also really like that there is an annual deductible option and not just a per-incident option.

Insurer: MetLife

By: Lauren

Verified September 28, 2025

Spot is very responsive

Spot is very responsive. I made the right choice signing with them for my Corgi.

Insurer: Spot

By: Mike Simmang

Verified September 28, 2025

Get Spot today

Spot has been a great partner in maintaining the well being of my pets! I would (and do) recommend them to anyone.

Insurer: Spot

By: Jarrod

Verified September 28, 2025

Quick and painless

Quick and painless. Processed my claim and reimbursed quickly.

Insurer: Spot

By: Robyn Madsen

September 28, 2025

Submitted a claim for the first time…

Submitted a claim for the first time and very unhappy on their response to it so far. Refereed to my family member as "xpetx" in their auto fill spot. Tried to log into my account to dispute and got "The service is unavailable". Tried to call but they do not have access to anyone on weekend. See what happens next week.. hopefully can login/speak to someone.

Insurer: Embrace

By: m eagan

Verified September 28, 2025

It’s scary enough when your pup is…

It’s scary enough when your pup is sick. With Fetch we were able to put her needs first without the financial worry.

Insurer: Fetch

By: Nancy

September 28, 2025

I would give this a 5 but I just signed…

I would give this a 5 but I just signed up and have no idea how they will perform when I need them. Beyond that, they offer a vast array of coverage including unlimited which I need for my Savannah cat. Better safe than sorry paying a huge vet bill.

Insurer: Embrace

By: Erik Radcliffe

September 28, 2025

Submit photo

Advertising for 2026 photo contest but if you follow the link there is nowhere to do it, they just want you to ask your friends to join... 2026 has photo submission has closed???

Insurer: Trupanion Canada

By: Erin Coltman

September 28, 2025

Nightmare

So far it’s a nightmare just trying to put my vets information in

Insurer: Fetch

By: Bonnie Overman

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