154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 04, 2023

Amazing Support

Both Trupanion and VCA hospital in Aurora, IL helped us through one of the most difficult times for our family when our puppy unexpectedly became sick. The ease of communicating with Trupanion was amazing and the seamlessness between insurance and the hospital was so helpful. I've never felt so supported before and cannot thank everyone enough for their help in healing our Zoey and taking amazing care of her. We wouldn't have been able to help her without Trupanion or the VCA hospital.

Insurer: Trupanion

Veterinarian: VCA Aurora, IL

By: Alicia

Useful
Verified August 04, 2023

Embrace claim for Bella

Embrace stepped right up and serviced my claims. I can honestly recommend them

Insurer: Embrace

By: customer

August 04, 2023

Reject first, raise rates second.

Trupanion will find every possible way to reject your claim. Once they have accomplished that they will wait a few months and raise your premiums by 50% or more. There are much better options out there, do some research and find a better company.

Insurer: Trupanion

By: G. S.

Verified August 04, 2023

I love Figo claims are so easy to file on the app, usually processed the same day and reimbursement to my checking account.

I love Figo. The c

Insurer: Figo

By: JH

August 04, 2023

They don’t do as promised

They don’t do as promised. They delayed processing claims. Sent in claims in March and April. They still were not processed in August. They didn’t process the claims until I asked to cancel and threatened Better Business Bureau complaint. Cancelling was a hassle to. It took them 3 days to process my request to cancel!

Insurer: Embrace

By: Carol Swenson

Verified August 04, 2023

Claims were processed quickly

Claims were processed quickly. Very happy with the service.

Insurer: Embrace

By: Marife Balingit

August 04, 2023

Very disappointed with this company

Very disappointed with this company. Submitted a claim for a ruptured anal gland and dental work. Pretty basic. On their website it says claims take about 2 weeks. We are going well over 30 days now. I get a letter that about an allergy shot my dog had and how a pre existing condition. I just read another review about them getting the same letter!! Has nothing to do with his surgery. I will be reporting them to the BBB. Im convinced they will find any excuses not to pay a claim.

Insurer: Nationwide

By: Evelin

August 04, 2023

Dissatisfied

Embrace says it's a 30 day review period. It's not. Took at least 60 days. They also had wrong diagnosis on the review. Really hard to get through on phone. I paid one year in full. Asked for money back and only received partial return of money. They said I was insured during that time but policy says not insured until review is completed in 30 days. Took 60 days, no claims made, no insurance and only partial return. They are shady.

Insurer: Embrace

By: Denise

Useful
Verified August 04, 2023

I just applied

I just applied. Have not had to use it yet so cannot comment on any experience with claims. The sign up was easy. Hope when I do have to submit a claim, it will be just as easy!

Insurer: Spot

By: Judith Szeto

Verified August 04, 2023

So far so good!

So far so good!

Insurer: Spot

By: Laura Thiesse

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