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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 20, 2023

Insurance worth having . . . . .

I have Spot Pet Insurance, and I’m happy I do. I have a French Bulldog who had an issue with his eye. It was involved and went on for a while. I submitted my claims to Spot, and my claims were attended to in a timely manner, and I’m happy with the outcome. Thank you Spot.

Insurer: Spot

By: Susan Coleman

Verified September 20, 2023

No surprises

No surprises. No hassles. Filing a claim is easy, fast and the results are exactly according to the plan.

Insurer: Spot

By: TW

Verified September 20, 2023

I just started this insurance for my…

I just started this insurance for my pets. So far so good

Insurer: ASPCA

By: Theresa Marinucci

September 20, 2023

Online claim submission

Online claim submission straight forward. Would suggest instructions include that claim submission asks first for expense information and then, secondly, injury/illness and treatment information. Also, allow documentation to be appended to diagnosis and treatment information.

Insurer: Embrace

By: Greg W.

Verified September 19, 2023

The get a quote and then sign up was easy

The get a quote and then sign up was easy to understand and work through. The only issue I had was when I got to the payment setup the system wouldn't accept my checking account number and kept telling me it was invalid when it wasn't. I changed my monthly payment type to my credit card and that went through fine.

Insurer: Trupanion

By: Byron Richardson

Verified September 19, 2023

Quick response to claims never had a…

Quick response to claims never had a problem . Just love Spot Insurance

Insurer: Spot

By: Dorothy Lala

September 19, 2023

NOT RECOMMENDED

IT IS A SCAM THIS INSURANCE SAYS IT COVERS 100% AND IT IS A LIE AND ALSO YOU PAY A LOT PER MONTH EXPECTING TOTAL COVERAGE WHICH IS FALSE. NOT RECOMMENDED

Insurer: ASPCA

By: marbelis avilan

September 19, 2023

Embrace is a Borderline Scam

If you've taken your pet to the vet before, Embrace is likely not for you. My expectation was clear pre-existing conditions would be covered but had no idea how one-sided their rulings would be with an intentionally cumbersome appeal process. Had your dog in for the vet to look at a benign cyst a year ago? Embrace's stance: "All types of cancers are permanently ineligible for coverage" Our pet recently was cut on his stomach incidentally by the groomer and Embrace determined that an ear infection a year prior made it ineligible since it was related to the "derm." We were highly dissatisfied with their claim process and their support team.

Insurer: Embrace

By: Brian B

Verified September 19, 2023

Reliable service, great response time.

I've never had a problem with them, always responsive.

Insurer: Spot

By: Randall Ward

Verified September 19, 2023

The comparison of policies I acquired…

The comparison of policies I acquired was a great help. Showed ASPCA ins had better coverage on more items coverd People at ASPCA were very courteous and helpful also Highly recommend the and there services

Insurer: ASPCA

By: Brent Ohlgren

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