154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,135 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,332 reviews
10,797 reviews
27,491 reviews
14,162 reviews
63,007 reviews
Category with most reviews
This chart shows the distribution of review categories.
Claim
I recently called in and talked to someone again. My question was I understand That the ACL It's a ligament. But in the policy it does not say when I took my dog in for examination. To find out why she was Limping and never stated in the policy that it would not be covered. Now the person I spoke to say it doesn't say it in the philosophy, but it's n of confused on that. Then she said due to the fact. It was dealing with the ACL is not covered. But on the examination when she had her surgery, she had blood work. But you pull that out of the surgery paper, which was bill $27.60 and paid me 25 dollars. So how can you say you do not cover anything Dealing with the ACL but you can pull out her labs for blood work and cover that. It don't makes sense. I will have to get in touch with somebody to get a clear understanding of this.
Insurer: Pets Best
By: Aneita
Seamless website to manage claims
Seamless website to manage claims, and easy to understand coverage. Most importantly, they were understanding and there when I needed them for my dog's health!
Insurer: Spot
By: Natalie T
Trupanion cares
Trupanion cares. We’ve had five dachshunds insured by Trupanion and would encourage anyone considering insuring the pets to know that Trupanion is the best. In the 13 years we have been with Trupanion, I have always been impressed with the high standard of care Trupanion’s representatives take when dealing with clients. They consistently show great empathy and I always fell as if they are a family friend. Our one Dachshund, Emmie, has many medical issues related to Cushings’ Disease, hypothyroid and IVDD. With each new diagnosis Trupanion has been there for us. If it weren’t for Trupanion, I do not believe Emmie would still be with us as we would not have been able to afford to maintain the outstanding veterinary care she has received over the last 8 or 9 years without Trupanion.
Insurer: Trupanion
By: Mary Zahn
Great!
Super easy, smooth process and really helpful.
Insurer: Lemonade
By: Wilma
Quick response to claim
Quick response to claim, full 90 percent payout as advertised.
Insurer: Spot
By: Carol Telesky
They were very helpful
They were very helpful. Made a quick payment. Excellent service!!
Insurer: Spot
By: Robert Grimes
Note your dog's weight at policy setup!!
MAKE SURE THEY HAVE YOUR DOG'S EXACT WEIGHT WHEN YOU SET UP YOUR POLICY. Here's the deal: I'm mostly very pleased with my Embrace insurance policy. They have covered everything I've needed them to and I am grateful to have this policy so I can spring for higher quality healthcare for my dog. However, I found out recently that for the past two years that I've been overcharged (by about 2x) because I noted at the start of the policy that my dog is a "mixed breed" (which he is!). I did not see that on the scroll-down menu, they also list "mixed breed" at various weights, and if you don't select one of those options, they'll just charge you as if your dog is medium-sized. MY DOG IS 12 LBS. I called and got this fixed, and while they're going to re-adjust my policy for the following years, I do not get any sort of rebate or even an apology for the fact that they've been essentially fleecing me. As a first-time dog owner, I had no idea that the entire price of the policy hinged on me selecting the right thing from that drop-down menu (because his exact weight is on his medical records, which Embrace has!!). DO NOT make the same mistake I did! Make sure Embrace has the correct weight for your dog and call to confirm if necessary. Embrace, I do not know WHY you would allow people to setup a policy without inputing an exact weight, if weight is a primary tool for you in calculating the premium. I recommend changing this to avoid folks feeling confused or ripped off.
Insurer: Embrace
By: Sarah E.
Easy to submit claim
Easy to submit claim, fast payment.
Insurer: Prudent Pet
By: Jennifer M
Spot has been so helpful
Spot has been so helpful Spot has really helped with my puppies bills. She is a great dane and likes to get into things she shouldn't. As a first time puppy owner, I took her to the vet often to get checked. I had ease of mind with SPOT!
Insurer: Spot
By: Ashlynn Poole
I have been severely let down
I have been severely let down by Embrace. My pet became ill suddenly to the point that she did not recover and had go subsequently be euthanized. Subsequently and Embrace Insurance has refused to cover our claim due to a notation of us as the owner giving our pet a supplement to help with UTIs in her health record before we started coverage. Embrace has took it upon themselves to not take the advice of the veterinarian that it was for a prophylactic treatment for a proneness to UTI, And instead stated that it was a history of kidney failure/ kidney disease that we were claiming for. So with the life-saving treatment that we attempted to do. To save our girl, we expected that our insurance would cover any treatments We had to perform as we had not had a diagnosis before, we started insurance with Embrace. We are now attempting our second appeal, however even with multiple vet recommendations that she had UTIs and not kidney failure, which is what the supplements were for, there is a chance that Embrace will be more likely to deny the claim than to accept the word of two different veterinarians.
Insurer: Embrace
By: Taylor R.