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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Pleased
I filed a claim because my fur baby was experiencing trouble urinating. My vet provided the best care which was costly. Lemonade processed the claim quickly so I could get reimbursed within a few days.
Easy process for putting in a claim
Easy process for putting in a claim, quick to settle. Highly recommend them
Insurer: Fetch
By: Traci Byers
Very easy to use app and the process to get reimbursed is very quick.
Very easy to use app and the process to get reimbursed is very quick.
Insurer: Spot
By: Benjamin Nguyen
Beware of deceitful sales practices; not to be trusted!
At first I thought the customer service I received was solid; until I later realized that it was manipulative & deceptive. The “script” my salesman used concealed the fact that he was selling me the Recovery & Complementary Care rider without telling me it was an additional charge. Instead of being transparent & offering me the choice to increase my monthly payments by a significant amount to add the rider, he conveniently (for himself & Trupanion’s benefit) left that out to make me believe it was included in the standard policy. After reading my welcome email & calling a second time to inquire about this rider & clarify prices without it, I was informed that different agents use different scripts & the manager of the person who sold me the policy would have been aware & in approval of the script used by that agent—which means that the deceptive marketing practices come from higher up in the company. I find this utterly disgusting. Trupanion may be the biggest, most well-oiled pet insurance company out there, but they are not to be trusted. I will be spending more time sifting through other companies to find one with more integrity. Two stars instead of one because the company uses USA based agents instead of out-of-country call service centers.
Insurer: Trupanion
By: customer
Scammers - Go with Embrace instead!!!
I submitted a claim for a little over $1,000 for my dog's surgery. They rejected it falsely claiming they didn't have SOAP notes from the Mamaroneck Vet that my dog has not been to since 2018. They said they couldn't obtain records from 2021 that they needed. Obviously - he didn't go there in 2021! He attends a new vet closer to my new home and has been going there since 2018! They do not care to rectify the situation or help me. They just keep denying the reality of the situation. They do not help with anything and will avoid paying for reimbursement at all costs. STAY THE HELL AWAY FROM THIS FRAUDULENT COMPANY! I used to have Embrace and what a mistake it was to leave! ***Look at their response - vague and ridiculous. This was not a pre-existing condition. They turned down this claim because they are pretending they cannot access records in an effort to avoid payment.
Insurer: Spot
By: Sara Mac
Easy to put in a claim
Easy to put in a claim, wonderful customer service if you have a problem.
Insurer: Spot
By: Sher Gustafson
Fast
Fast, easy and good coverage information.
Insurer: Trupanion
By: Cody
Great
Easy and frie Not customer service
Insurer: Trupanion
By: karen Cummings shepard
My puppy needed surgery on her knee
My puppy needed surgery on her knee. Fetch gave me a pre-approval statement prior to the surgery. Once surgery was completed I received the reimbursement in a timely manner. They explained all aspects of the bill and their determination. Great customer service. Best investment I made for my puppy.
Insurer: Fetch
By: Geraldine Buchanan
Wellness coverage
Wellness coverage I like this addition to my policy. It was very easy to submit my claim. With direct deposit, I had my money very quickly.
Insurer: Fetch
By: Cheryl