154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 09, 2023

Online filing went well

Online filing went well; decision to pay made within 24 hours, deposit in bank within two days. The amount paid matched the contract specifics.

Insurer: Embrace

By: Nelson Martin

Verified October 09, 2023

Great instructional person on phone

Great instructional person on phone

Insurer: Trupanion

By: Christine Chesanek

October 09, 2023

They find every reason not to pay!!!

They find every reason not to pay from your dogs name, not being on the bill to the items not being itemized to the bill not being a paid in full with a zero balance then they call your vet and bug the crap out of them because the bill might’ve been hand written with the Vets name address and everything imprinted on the bill it’s absolutely absurd if you provide a bill and it shows the information and the totals are there then why wouldn’t you pay the bill? Your vet is not going to allow you to leave without paying your bill ridiculous.

Insurer: Pets Best

By: Melissa Ann Stevens

Verified October 08, 2023

Prompt Claim Service

Prompt Claim Service, covered what the policy said it would. Read the fine print folks, I did. I read what was and wasn't covered, and did a lot of shopping in the two weeks after I acquired my new Yorkie puppy. I narrowed it down to two carriers and signed up with both, continued to read and research, and then at the end of the 30 day evaluation period, chose one and cancelled the other. I read the reviews on each, listed to others complaints and made sure not to make the same mistakes they did. I took my new puppy to the vet within two weeks of signing up, got them to fill out the orthopedic review form, and then at the end of the 14 day waiting period for accident/illness had my vet sent over my pets complete medical records to Embrace and requested they review her history for any pre-existing conditions and advise me of their findings, exclusions if any. After that, I signed up for direct deposit reimbursement, any claims I needed to file have been acknowledged within 7 days and reimbursed super promptly within the next 5-7 days, no muss no fuss. My vet sends me a receipt before I leave their office, I pay them and I get home, log in provide the receipt from the vet showing what they did with line item detail for cost/treatment and in 13 days or less I receive an email advising me my claim is settled and to log in and see the result. After 60 days and multiple claims for wellness/illness/injury, all has gone smoothly and I am glad I bought the Embrace Accident/Illness/Wellness coverage for my new puppy. So short answer, read the fine print, know what is covered and what is required to be reimbursed, follow the directions and choose Embrace. I am happy and would choose Embrace again.

Insurer: Embrace

By: Meredith in TX

October 08, 2023

You can call the 800 number anytime.

I called the 800 number the first time to change my CC number. I was told that a link was sent to my phone sp that I I could continue on my phone. M problem I don’t carry data on my phone. Called the 800 back, requested an agent. A very knowledgeable, friendly and helpful woman(Samantha) did everything for me . She also addressed a few other questions I had. I just love Fetch Insurance.

Insurer: Fetch Canada

By: Barb

Verified October 08, 2023

Great Service/Communication

Embrace works very quick and the representatives that worked with me were very knowledgeable. Their customer service was easy to contact and quick to respond.

Insurer: Embrace

By: AJ

Verified October 08, 2023

Easy and convenient for to file a claim

Easy and convenient for to file a claim and pretty fast turn around with reimbursement and detailed sheet about what was covered and why

Insurer: Figo

By: Kaylin

Verified October 08, 2023

Sign-up was incredibly easy.

Sign-up was incredibly easy.

Insurer: Trupanion

By: Paul Diamantopoulos

Verified October 08, 2023

They were informative and helpful!

They were informative and helpful!

Insurer: Trupanion

By: customer

Verified October 08, 2023

Great customer service

Person on phone was very helpful and knowledgeable. Helped me find geeat coverage for Lancelot.

Insurer: Trupanion

By: customer

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