154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 09, 2023

Never ever without Trupanion.

Every hard medical decision becomes easier with Trupanion. You never have to choose the lesser treatment because of the cost. Your dog always gets to best treatment for the situation.

Insurer: Trupanion

By: Edith

Useful
Verified December 09, 2023

Best.Decison.Ever.

This was the best decision I made when caring for my pets. The claims process is super easy and reimbursement lightening fast. 100% worth the peace of mind. I learned the hard way with former pets so made the decision to carry pet insurance right out of the gate this time. I rescued two cats recently - one a kitten and one an adult cat. Surprisingly the kitten is the one with the constant issues and recently diagnosed with IBD. We had to run her through a battery of tests. This would have cost me thousands out of pocket which I would have done because I love these freakin’ cats. A claim has never been denied, I am able to care for my babies without catastrophic financial concerns - I couldn’t be happier!

Insurer: Figo

By: OP

Verified December 09, 2023

The claim process with Spot insurance…

The claim process with Spot insurance is fast, easy and very convenient. I am glad I got insurance for my pet.

Insurer: Spot

By: Tamara Dilella

December 09, 2023

So easy

So easy! Submit claims for wellness so quickly. Fast response for compensation also.

Insurer: Embrace

By: Brian Miller

Verified December 09, 2023

For Those Big Emergencies, It’s a Lifesaver

I was skeptical about purchasing pet insurance because I saw the return on two of my claims was minimal. Then my puppy found a baggie with my daily meds in it that I had forgotten about in the pocket of a pair of pants that were on the floor of the bathroom while I was taking a shower. I came out of the bathroom and found a capsule that she had bitten through and the powder from inside was nearly gone. After a trip and overnight to Emergency Vets, the bill was nearly $2000. I filed the claim, and within ten days $1800 was deposited into my bank account. Now I know why I have insurance!

Insurer: Spot

By: Cheryl Cohen

Verified December 09, 2023

Fast

Fast, and affordable

Insurer: Spot

By: Jennifer Fleig

December 09, 2023

Trupanion !broken teeth /cancer dog

I was a bit skeptical of pet insurance before. I thought I could tuck away enough for an emergency fund. I actually canceled my pet insurance. But then had a dog who tore her acl. 5$k later she was ok, if I had kept the pet insurance it would have been covered (but never any other acl since pre-existing). Just a tip if you have big dogs. My lab-boxer dog now has had 2x cancer removal surgery and.. totally unrelated cracked 3 teeth which were extracted. trupanion paid very generously. I submitted the estimate from the vet and it made it so easy. My dog was a rescue at 4 months.. she is 12 now. Without pet insurance from Trupanion she may not have made it this far.

Insurer: Trupanion Canada

By: Sue Stoltz

December 09, 2023

THEY ARE SCAMMERS

These guys will simply ignore any information you give them, no matter how many times you confirm it with both parties. This is a SCAM!!! they commit fraud! DO NOT WASTE YOUR MONEY HERE!

Insurer: ASPCA

By: banana stand

Verified December 09, 2023

Easy process

Easy process. Unfortunately our second fog’s enrollment could not be found and she was added immediately with no questions asked. We love the trip anion response to the problems for our first dog and did not hesitate to add Sienna to the plan

Insurer: Trupanion

By: NESTOR VITTA

Verified December 09, 2023

To set up the account is so easy!!

To set up the account is a very simple process.. Once the account is set, the reimbursement process is fast!

Insurer: Spot

By: Jose Aguilar

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