154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 16, 2023

Spot forever for my dog

I can only say good things from Spot, unfortunately, we had to use our insurance twice last year and Spot refunded as per the terms of our insurance agreements, no hidden fees, fast processing, fast refuns, I will definitely continue using them. Totally worth it.

Insurer: Spot

By: customer

Verified December 16, 2023

The process of filing a claim was very…

The process of filing a claim was very easy, and the reimbursement was very fast.

Insurer: Spot

By: Rachel McGowan

December 16, 2023

136% increase in premiums

ManyPets is currently gouging its customers pretty terribly. In their latest renewal notice, they informed me that the insurance for my 5-year-old-boxer is increasing 136% in one year. Going from about $70 per month to over $160. This is particularly harmful because if I want to leave their company, some of my dog's health concerns will now be considered pre-existing conditions. This is a huge breach of trust that will have lasting impacts for my pet.

Insurer: ManyPets

By: David

Useful
December 16, 2023

"Embracers" are a great group who care

I was unhappy with my previous pet insurance. Emily helped me with coverage questions then helped me navigated the purchase process. Later a customer service representative helped me register my policy when I made a password error. Everyone was knowledgeable and pleasant.

Insurer: Embrace

By: Deb

December 16, 2023

Best Decision I Made

I don’t make reviews often, but I had to give credit where it’s due. I put off buying insurance for my cat, and one random night bought a policy through ASPCA with basically no research (very much not like me) and thank god I did. Shortly after my cat began having asthma and later had been diagnosis with a heart condition as well. Thankfully due to the insurance I was able to give him the care he needed such as the cardiologist appointments, inhalers, medications, etc. without worry. Every single claim went through without and issue and posted into my account. Processing would sometimes take a bit but I never had any issues with a single claim. Sadly a few weeks ago he passed away very unexpectedly. Dealing with the emergency vet bills, cremation services and just being completely heart broken I couldn’t do much. A week later I finally submitted the claim, not even bothering to look through any information on what would be covered and didn’t think twice. I put off cancelling the account (it made me too sad) but when I went on it was closed out for me which was a very big emotional relief for me. Today when I came home I received a handwritten letter from ASPCA with their condolences on my loss. This was just something I did not expect, but really did mean so much. Loosing him has been such a struggle, but I cannot be more grateful that I was able to spend the time I did with him and never worry about choosing between his care or my financial well-being. I could not recommend them more.

Insurer: ASPCA

By: Marissa Hulmes

December 15, 2023

Easy process to submit claims

The process to submit claims is so smooth and easy. I always request the vets receptionist to have my invoices sent to me in an e-mail, it makes it much easier to submit claims. Additionally, I must say I am pleased on the turnaround on reimbursement for claims submitted. I have been a customer for almost 5 years and I have never had a negative experience.

Insurer: Embrace

By: ILEANA MARTINEZ-GALBAN

Verified December 15, 2023

Highly Recommended

My 5-1/2 year old Pitbull needed surgery for a ruptured Cranial Cruciate Ligament. I am a Healthy Paws Pet Insurance customer. I submitted all the invoices related to the CCL injury to Healthy Paws, totaling more than $10,000. Healthy Paws responded with an Explanation of Benefits within two days every time. A reimbursement check for covered items was direct deposited within a day or two after that. It was a no hassles service with quick response. They go above and beyond by following up to make sure your pet is okay and that you are satisfied. I highly recommend Healthy Paws Pet Insurance.

Insurer: Healthy Paws

By: Mark

Verified December 15, 2023

Accessibility

Accessibility. Good interface on website. Overall ease.

Insurer: Spot

By: Kit G

December 15, 2023

Whenever I call they explain everything…

Whenever I call they explain everything in detail!! also very nice on the phone.

Insurer: Pets Best

By: mark axman

Verified December 15, 2023

Best Insurance!

Best Insurance! I have used other pet insurances in the past and said that I would never enroll in another insurance program. Spot has won me over! The claim submitting process is EASY and the reimbursement of the vet costs is fast and fair.

Insurer: Spot

By: Sally Mitchell

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