154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 22, 2023

Not worth the price

They don't want to cover anything

Insurer: ASPCA

By: Tim

Useful
Verified December 22, 2023

Buyer Beware

Maybe I don’t understand how Figo works, but they haven’t covered any claim we’ve submitted. There are things that I believe should’ve been covered.

Insurer: Figo

By: M. Jensen

December 22, 2023

Really amazing people they help me a… thanks for ey

Really amazing people they help me a lot 🙏

Insurer: Trupanion

By: lazaro sosa

Verified December 22, 2023

I am so.glad that I joined SPOT

I am so.glad that I joined SPOT. After doing lots of research on many pet insurance companies, SPOT is definitely my only choice. The telephone customer service is always exceptional. My first and most recent claim I filed was completed within 2 weeks. An easy, smooth process all the way around. The insurance coverage that I got for my pup George is excellent and covers a lot. The reimbursement percentage is the highest you will find anywhere. It's definitely a wonderful piece of mind knowing that my fur baby is covered for his medical expenses. From minor procedures, to regular check-ups, to anything major. SPOT is the ONLY way to go!!

Insurer: Spot

By: Chris

December 22, 2023

Easy to use !

Easy to use and very good follow up.

Insurer: Embrace

By: Mary Ann Callahan

Verified December 22, 2023

Spot on!

So far we couldn't ask for a better insurance company for our baby. They have plans to suit everybody's needs. And all of our claims have been processed in a quick and timely manner.

Insurer: Spot

By: JOSEPH RIVERA

Verified December 22, 2023

Claims processed quickly and fairly.

Claims processed quickly and fairly.

Insurer: Spot

By: Penny's mom

December 22, 2023

Pets best was responsive to my claims

Pets best was responsive to my claims. They paid out the claim as described in their application and our final contract. Highly recommend Pets Best as a pet insurer.

Insurer: Pets Best

By: Cheryl

December 22, 2023

Unfair policy calculations

I like the customer service and response time. I don't like how faxes don't seem to get there. I find it unfair that even though we our responsible for 100% of the $300 deductible. They take off our percentage PRIOR to calculating the reimbursement rate. Therefore, we end up paying more then the first $300 before getting money back. With a $1000 claim at 70% reimbursementrate, they deducted your reimbursement rate off FIRST ( so 30% off the money we are 100% responsible for). Therefore, making your claim $700 and they reimburse you 70% of that amount. SHOULD BE $1000.00-$300.00 (deductible)- $210 (30% reimbursement rate)= $679 (their 70% after your deductible).

Insurer: Fetch Canada

By: Bernie

December 22, 2023

Strongly recommend

I strongly recommend Hartville pet insurance. First of all, read your policy and know what is covered and what isn’t, and then you won’t be disappointed and leaving poor reviews. That said, this insurance has been fantastic for me and my pets. I have had four dogs under policies and yes, it’s a big expense to carry pet insurance, but the knowledge that I never Have to worry about putting one down because I can’t pay a vet bill is worth the price. Hartville saw me through extensive vet, bills for surgery and cancer treatment for a beloved dog, and I trust them with my others. I certainly don’t know of an affordable health insurance for humans that has a $250 deductible! Customer service has always been excellent.

Insurer: Hartville

By: Lisa

Useful

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