154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 26, 2023

Easy to make claims

Easy to make claims. The slowest part sometimes is my vet not sending medical records promptly. Otherwise super easy to deal with Spot. Always very helpful .

Insurer: Spot

By: Phil

Verified December 26, 2023

When signed up for the policy & first use

When signed up for the policy, the representative was very helpful, friendly and shared the best options. We had our first vet visit, submitted the claim and it was processed in a very timely manner. It was paid just as the policy stated. Pleased with the decision to use Spot Pet Insurance.

Insurer: Spot

By: James Schneider

December 26, 2023

Don’t bother. Just save the monthly cost and pay out of pocket.

I would be better off just putting $55 every month in a separate account just in case I need it for my pet. I have found the accident/illness and separate wellness coverage to be utterly useless.

Insurer: Pets Best

By: Lee Rosen

Verified December 26, 2023

It was easy to submit claims and…

It was easy to submit claims and navigate the website. Everyone I have spoken too is super friendly.

Insurer: Spot

By: Kelsey Lardner

December 26, 2023

Easy step by step claim submission

Easy step by step claim submission

Insurer: Embrace

By: Karen Fingar

Verified December 26, 2023

Love that the Vet deals directly with…

Love that the Vet deals directly with Trupanion

Insurer: Trupanion

By: Sharon Giles

Verified December 26, 2023

Quick response and great customer service!

Quick response and great customer service!

Insurer: Figo

By: Bruce Bell

Verified December 26, 2023

Easy to enroll ,good coverage

Easy to enroll ,good coverage

Insurer: Trupanion

By: Chief

December 26, 2023

Not impressed by the timeline of events

I utilize the app and uploaded the after care notes, vet records and payment details within the same day and I am STILL waiting for my reimbursement after a month. Called twice to get a status update and even though the customer service was friendly, they only kept to the script without giving further details. My Vet was readily available to call the insurance company on behalf of us to try to help but customer service still said that it was their processing team that was behind schedule. I’m not impressed by the timeline and the additional funds they removed from the total amount I should receive back.

Insurer: Pets Best

By: Kelly

Verified December 26, 2023

They got me through a tough holiday…

They got me through a tough holiday season when my dog had to have neutering AND had to go to the ER vet suddenly a week later! I was refunded within only a week of each submission! Thank you so much Spot!

Insurer: Spot

By: Marina Chaumet

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