154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 07, 2024

After 4 years, the peace of mind is worth it.

I've been with Fetch for 4 years. The few times I've needed them have been so easy and quick. Reimbursement is quick and submitting the forms is very simple. The peace of mind it offers is invaluable. When I first got my puppy I considered getting pet insurance, but I thought I would put away a little each month instead. 6 months in my puppy ate something and got very sick and I had like $300 in the bank for what ended up being a $1500 vet bill. I was so stressed that night and so worried about my puppy. I vowed I would never, ever worry about that again and I signed up for Fetch shortly after this experience. Since then, I've only needed Fetch a couple of times for small things (my dog had a UTI, for example) but the peace of mind has been worth it. I have a cat now and immediately signed him up for Fetch as well.

Insurer: Fetch Canada

By: Beth

January 07, 2024

The only pet insurance we will ever…

The only pet insurance we will ever use! We’ve been with the company for about 15 years (through the name change) and absolutely love it! I’ve recommended it to so many people and every person who signed up has loved it as well! It’s incredibly easy and saves us soo much money! I love that I can take my dog in for the smallest reason and know that it will very likely cost me so little! I can’t recommend it enough!

Insurer: Fetch

By: Haley C

Verified January 07, 2024

Spot Saves The Day!

I have a daschund puppy and he’s often up to no good. So far I’ve had to make 2 claims on him and Spot has made it super easy and convenient to submit my claims and receive my reimbursements seamlessly. This insurance has easily saved me $1,800 in the last 6 months. It’s totally worth every penny and at times a literal life saver for your pup.

Insurer: Spot

By: Celymar Morales

Verified January 07, 2024

Claims are easy to submit and the…

Claims are easy to submit and the communications regarding status and reimbursement are excellent!! Thank you!

Insurer: Spot

By: Elizabeth Turgeon

January 07, 2024

Great service but can't afford it or my…

Great service but can't afford it or my USAA insurance because I have to protect my house, sorry to see it go. My ptsd puppy in training really deserves his one year check up. Such is life spoiling pets isn't everything but thank you. WiLL be back after getting disability and a job back.

Insurer: Embrace

By: Stephanie Hayden

Verified January 07, 2024

claims

I thought FIDO was efficient at responding to claims.

Insurer: Figo

By: MARTHA

January 07, 2024

The WORST pet insurance company

Would not cover my $700 vet bill because "vomiting" is a pre existing condition for my dog. Only problem is, we did not take our dog to the vet for vomiting. We appealed our claim with a written letter from our vet but they still said they would not cover it. I've been paying for this for almost 2 years, about $50 per month. This is a complete scam.

Insurer: Embrace

By: Paul Serra

Verified January 07, 2024

? what do you mean by 'Review Title' ?

Claim was submitted to Trupanion Canada by Close Vet Vet Clinic on their system on Jan. 6, 2024. The employee of the clinic commented that the claim was done on their system quickly and efficiently. Trupanion Canada acknowledged the claim instantly and Outcome Letter / Claim completed notification was received next day on Jan. 7th 2024. This is excellent service from Trupanion Canada. Thank you. I'm sorry that I didn't understand what you are looking for under 'Review Title'.

Insurer: Trupanion Canada

Veterinarian: Close Vet Clinic

By: Angela

Useful
Verified January 07, 2024

Clear and easy

Clear and easy

Insurer: Trupanion

By: customer

January 07, 2024

I cannot say enough- I am so impressed…

I cannot say enough- I am so impressed with this company. I had a 10 week old puppy that was sick from the time we got her last summer and amassed thousands in vet bills from the very first day. Trupanion has been so responsive and quick to review claims and pay out. Thank you! Thankfully my puppy Ivy has recovered and although developmentally delayed she will be fine!

Insurer: Trupanion

By: PAULA BOYLE

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