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Pet parents across the U.S. and Canada have left over 224,996 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Spot insurance is amazing there…
Spot insurance is amazing there customer service is on point. They work really fast on Reimbursing Funds There prices are really great...I Recommend everyone to get This insurance for their pet
Insurer: Spot
By: Marcus Scott
Terrible insurance, total scam!
Terrible insurance for your pet. I bought 2 policies when I got 2 puppies. My coworker told me great things about their policies. What really sold me initially was the wellness coverage. What a mistake I made listening to him. The 1st thing is the wellness only covers vaccinations, flea, and heartworm once. After that you will be lucky to get a dime let alone an explanation as to why they don't cover basic vaccines. Recently submitted a $600 plus vet bill for annual vaccines and checkup. Only received $70...yup you read that right. The premiums cost more than the reimbursement. My renewal came in March and somehow a vet bill from April has already met my yearly reimbursement evethough they paid almost nothing out. Really shady insurance company. Don't buy anything from them.
Insurer: Nationwide
By: Nick
Embrace was fantastic to work with
Embrace was fantastic to work with. I pre-qualified without an issue, sent in the receipts and they took care of it. I was pleasantly surprised that they didn't question my 2 year old dog needing double TPLO surgery.
Insurer: Embrace
By: Tim Sullivan
Used them for 3 years and they delivered when I needed them
I started a health insurance plan for my dog when we rescued him from the shelter 3 years ago. Fortunately, I didn't need to submit any claims to Healthy Paws for about 3 years and it seemed I was paying for something I wasn't really needing....until we had a doggie medical issue that required surgery. Filing the claim with Healthy Paws was easy. I paid the vet bill at the time of service, went home and opened the Healthy Paws app. I took a picture of the vet bill through the app and sent in the claim. Healthy Paws asked for the vet notes to be sent over to them as well, and after my vet sent over the notes, I had a check in my mailbox covering exactly what they said they would cover. When my dog went in for surgery 2 weeks later, I did the same thing with the pet hospital bill, and again within 2 weeks I got a check from them that covered everything they promised to cover. The policy saved my thousands of dollars on the surgery. There were no "fine print" issues or "got'cha" technicalities. Their coverage details were clear from day 1 and they delivered exactly as advertised when I needed them most. The health insurance is a gamble, but if you're looking for it, my experience with this company has been wonderful. They even sent out an email asking how my dog was doing about a week after his surgery. Healthy Paws came through when I needed them and filing claims with my phone and the app was simple. My dog is healing from surgery, and I would have been scrambling to find a way to pay if I didn't have this plan with Healthy Paws. If you're questioning how reliable they would be if your pet had an issue, I couldn't ask for a better and easier experience than what they just provided for me and my dog.
Insurer: Healthy Paws
By: Rob in NJ
Simple process define what pet went in…
Simple process define what pet went in for, upload invoice and select multiple choice question.
Insurer: Embrace
By: Larry
This insurance company tries everything…
This insurance company tries everything to get out of paying. Multiple times Going around in circles and turns out they had the documents the whole time. This incident lasted months and then didn’t even cover everything
Insurer: Embrace
By: Annoyed with Embrace
If you don't like the first answer just call back and you can get a different one.
35 minutes on hold while 2 of them scrambled to come up with a reason my claim was closed with no communication. They finally said well there is a gap in the medical records that is why? What!! 6 weeks she didn't go to the vet during this time so now they want me to fill out another form saying there was no treatment. I just sent you her entire medical records but thats not good enough they want me to lie on a form. I called back and got a completely different answer. Very frustrated!! Now they say don't believe the web site the claim is on hold pending review don't send the forms we told you to submit 10 minutes ago. Not impressed so far. What is my time worth?
Insurer: Nationwide
By: Scott Motter
Me lo recomendaron y espero estar conten
Me tecomendaron
Insurer: Trupanion
By: Estella