154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 21, 2024

Embrace makes it extremely easy to…

Embrace makes it extremely easy to submit for reimbursement. In just a couple clicks and an upload of the receipt for my cats visit to the emergency vet and I was done. About a day later my claim was approved and the money sent to my bank!

Insurer: Embrace

By: Paul

Verified January 21, 2024

Spot made it very easy to submit a bill

Spot made it very easy to submit a claim. You need to fill out a few fields, attach the invoices and they take care of the rest. The only improvement i would like to see is a way to chat with someone during the process. They had my claim on hold for over two weeks because they said they needed more info from the vet. I gathered all the medical records from the vet that i could and added it to the submission, but yet they said they needed more. I would have liked to have had a way to communicate with them to find out what they needed, if i could help in providing that to them or something they needed to speak with the vet about. They were also very good about communicating there was s delay due to high volume at that time i submitted my claim, which i totally understand. Overall it was a very good experience, they paid claim promptly as a direct deposit. I love the ease!

Insurer: Spot

By: Cydney Garland

Verified January 21, 2024

Very easy enrollment process and…

Very easy enrollment process and policies etc were explained well.

Insurer: Trupanion

By: customer

Verified January 21, 2024

It was very easy to enroll!

It was very easy to enroll!

Insurer: Trupanion

By: Julia Stovie

Verified January 21, 2024

App did not work to submit claims

App did not work to submit claims for several months. Not sure if it works now. I gave up and went to calling directly.

Insurer: Spot

By: Elizabeth Keeter

January 21, 2024

Awful

I purchased police on January 16, called two hours later to cancel , as I travel to Europe alot , so bought a policy that would be coverd in Europe.Its been six days and no update or pending return , if I don't receive my refund by the end of the day I will be filing with Attorney General.as well and calling news center 8!!

Insurer: Embrace

By: Trena Hannah

January 21, 2024

Metlife Partners in Caring for Pets

My experiences with MetLife in terms of both claim payment and of customer care are commendable! I felt that the capable and relatable team members like Jana have the best interests of my pets and myself at heart. The claims process is convenient and timely. Also, after the review., The communication is excellent. I am grateful and confident with MetLife, after having tried to other pet insurance companies. It wasn’t that I had problems with my previous comp, but that Metlife offered a family policy. When we satisfy our deductible, it applies to my two other pets visits. This is greatly appreciated. That life focuses on my Pets interests!

Insurer: MetLife

Veterinarian: Kenwood Pet Clinic

By: Anne

Useful
Verified January 21, 2024

I liked it because it is fast

I liked it because it is fast, and simple to acquire my puppy's insurance, I loved that it is a quite affordable price and it covers a lot of my worries , it is a great advance for Ragnar to have obtained his insurance.

Insurer: ASPCA

By: Valeria Bandy

Verified January 21, 2024

Fast and easy

Fast and easy

Insurer: Figo

By: Leann

January 21, 2024

I like that the claims do get paid

I like that the claims do get paid, but I'm put through so much to get them paid. It is a lo of back and forth to get to the final result.

Insurer: Embrace

By: Chris Gardner

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