223,403+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,403 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,403 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,966 reviews

4.9
Healthy Paws

11,344 reviews

4.9
Fetch

5,859 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,292 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 16, 2023

Scam w/ Rules Made Up On The Spot

Complete scam with ever changing rules all for the purpose of making sure that you can never seem to quite get what you thought you paid for. Decisions not to pay you take 1-2 days, appeals to be reimbursed for very clearly covered services and/or blatant lies by the staff to try to justify non-payment take 60days++. By far one of the worst insurers I’ve had the displeasure of dealing with. EDIT: apropos auto-reply from brand just reminded me to also add not to rely on their customer service. Every interaction is a multi-hour waste of time where they can’t find files, contradict past agents, or just generally call you a liar until presented with proof they can no longer dance around. No thanks, not doing that again — just looking for a new insurer. Thanks for the useless / impersonal / CYA auto-reply though… completely on brand.

Insurer: Pets Best

By: Thomas Sanders

April 16, 2023

MetLife Pet Insurance

Great insurance provider for your pets. Some Veterinary Offices do not provide all the information needed to file a claim. I do have to pay a little extra to have my Vet provide more information for me to initiate a claim. Otherwise, I’m very happy with MetLife.

Insurer: MetLife

By: Patty

Useful
April 16, 2023

Literally worse than human insurance

Literally worse than human insurance. I took my cat to the emergency vet in the day my waiting period was up and they stated they won’t reimburse me due to his condition being “preexisting”. They gave me some excuse that the stomach bug was in his stomach before I took him in so they won’t help pay a nearly $800 bill. I spent $1400 out of pocket and even after my $250 deductible was hit, they only reimbursed me $200. Do NOT get this crappy insurance.

Insurer: Pets Best

By: Syriah

April 16, 2023

Fetch is amazing from the moment I…

Fetch is amazing from the moment I inquired about a quote to the moment they reimbursed me after my puppy’s spay. They also have a wellness package that makes it affordable to do all those little things you may not typically do heartworm/ kennel cough/ dental visits and much more.. their rates are manageable to keep it within a budget. You guys are beyond amazing keep up the great customer service . Rosie and I will be lifers .

Insurer: Fetch Canada

By: Tracy

April 16, 2023

Great value

We weren't going to get insurance for our new puppy but decided to. Have had a few trips to the vet for shots and wellness check and it's turned out to be a smart investment. Highly recommend you get this and insure your pet! It's saved us some $$ for sure.

Insurer: Fetch

By: Guzzy and Stench

April 16, 2023

Great experience

While the claim process took a little more time than expected, but they kept up in the loop notifying us things were taking longer than normal. They were thorough and provided detailed explanation of the claim. Better explanation that I could have imagined. Really appreciated the communication and the entire process was simple from our end.

Insurer: Pets Best

By: Micki

Verified April 16, 2023

2 reasons for 1 star

Asking for a review 7 days after I signed up, yet the waiting period is 14 days before insurance kicks in is a waste of time. One star for that. Also one star because my rate was an addtl $2 higher per month (which wasn't clear before signing up) if paying monthly, and not annually. Feel like this was a hidden fee and not very transparent of the company.

Insurer: Spot

By: Amy

April 16, 2023

Efficient service

My dog became very ill and I submitted her very large bills and medical records and the reimbursement was in my bank account in 2 weeks. They were very efficient. With all the tjings I had to worry about; the reimbursement was not one of them.

Insurer: Fetch

By: Robin

April 16, 2023

Embrace is Worth Every Penny

I purchased Embrace pet insurance for my cats when I adopted them as kittens. Since then, when illnesses have come up, Embrace has always been incredibly helpful and paid me quickly. The plans have paid for themselves and will continue to do so as my cats get older.

Insurer: Embrace

By: Jessica

April 16, 2023

Great Experience

Our two year old dog has had multiple injuries and required surgery, emergency room visits, and follow-up care. Thanks to Pets Best, we have saved an incredible amount of money and I would highly recommend this company. The claim process was extremely easy and fast.

Insurer: Pets Best

By: Meg

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