154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 22, 2024

STAY AWAY FROM THIS COMPANY!

They said my dog was anxious and nervous, and was prescribed Trazadone, but Cassie Jane has NEVER taken trazedone, nor was it ever prescribed for her. I have owned her since last May! It is almost a YEAR! She has NOT taken TRAZEDONE, EVER,  and she is as sweet and laid back as a dog could possibly be, with people!!! She was nervous on her first visit to the vet as she was just rescued the day before (after being in boarding in a cage for 3 +  months) and was ill with food poisoning and worms. Their policy is a scam! It took from January until now for a medical review to be held when I submitted everything to the person who sold me the policy, before I took out the POLICY! Her name was Katie. Embrace waited until 3 months after the cancelation refund deadline to review her files! FOREWARNED IS FOR-ARMED!!!! DO NOT PURCHASE EMBRACE PET INSURANCE!!! I am about to report them to the BBB! Cassie Jane,my rescue dog, had worms and food poisoning when I rescued her, and I got $2000 bill from the Emergency room where I had to take her for projectile diarrhea and vomiting the day after I got her. Insurance said it is a preexisting condition so they won't cover ANY vomiting or diarrhea for a period of ONE YEAR....AAAND, if she vomits or gets diarrhea again, before that one year period, it will not be covered and will be considered pre existing!!! WTAF???? What dog never vomits or gets diarrhea???? It was caused by food poisoning and worms!!!! I am so angry I am fit to be tied. I sent Cassie Jane's records in JANUARY! There is a 30 day cancelation refund but despite me calling them over and over, they dragged out her review for the records 3 1/2 months until I could no longer get a refund and paid them almost $400! DO NOT GET EMBRACE PET INSURANCE! BAD BAD BAD- WORSE THAN BAD!

Insurer: Embrace

By: Marjorie Zimmerman

Verified March 22, 2024

I Highly Recommend Pumpkin Pet Insurance!

Pumpkin insurance took away the stress of our dog's trip to the vet hospital. They were fair, timely and made the claim filing process a no-brainer. I highly recommend Pumpkin Insurance to anyone with a fur baby!

Insurer: Pumpkin

By: Kathleen Gallant

March 22, 2024

Continued pet care

Continued care and follow up visits for our dog

Insurer: Trupanion

By: Cricket

March 22, 2024

Disappointed

Hello When selecting a insurance policy for our Bernese Mountain dog we wanted to ensure we had the financial security to ensure his best health. While shopping around trupanion was the most frequently recommended with the best customer satisfaction therefore we brought our business and trust to trupanion. We selected a policy with a 250 deductible and 180 dollar monthly payment. We are at the one year mark and have made minimal claims. Trupanion has increased our monthly payment by 110 dollars. Trupanion is now requiring 290 a month for the same coverage. To compare this is that same amount as my home and vehicle insurance combined. This rate has made it impossible for me to ensure the safe and health of my dog. We understand the significance of inflation and increased medical care however this is more than an 55% increase of my current premium. In comparison other companies I have been quoted around 140 a month for a 250 deductible when giving them my dog’s information. As a reputable company I would hope for a reply …. I sent this originally as an email and did not hear from you …

Insurer: Trupanion Canada

By: Teresita Tucker

March 21, 2024

Embrace, An Excellent Choice for Care

Embrace was always there but I was unable to use the insurance because the Vet would not wait for the insurance to pay. They want cash up front. But I had wonderful coverage for my Zoey through them and if I had the money to pay cash for treatment and then get reimbursed it wouldn't be a problem. Embrace is an excellent insurance and I had the best for Zoey through them.

Insurer: Embrace

By: DIANE GLASSEL

Verified March 21, 2024

Easy to submit claim

Easy to submit claim

Insurer: Spot

By: Jeffrey Schaffer

Verified March 21, 2024

Very efficient with clear explanations

Very efficient with clear explanations. And timely claim response.

Insurer: Embrace

By: Dennis Allen

March 21, 2024

Trupanion surprises

There are some surprising events that happened to me with Trupanion. After the first year, they doubled my premium from $100 to $200, probably because I put in claims. Secondly, I'm stuck because everything I treated her for is now a pre-existing condition, even a scratch she got on her cornea from a bush. I had to lower her coverage from 80% to 50% to get the premium down. You can only go down, never up. They did pay claims in a timely manner.

Insurer: Trupanion

By: MD

March 21, 2024

Easy to put in a claim

Easy to put in a claim, prompt reimbursement.

Insurer: Pets Best

By: Caroline Williams

March 21, 2024

Called to Cancel

Called to Cancel, but after speaking to Gerrone, I got a better understanding of what I have and want to keep it. Hey Fetch Pet Insurance, Gerrone is a keeper! You should appreciate a great employee!

Insurer: Fetch

By: Dawn

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