154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 26, 2024

They stall on reimbursement by giving you the runaround

They stall your reimbursement by constantly asking you and vet to send invoices and charts that they have already received

Insurer: ManyPets

By: Nathaniel Marroquin

Verified March 26, 2024

Fast reviews

Much better pet insurance than previous one I had.....

Insurer: Spot

By: Jolene

Verified March 26, 2024

The gentleman I spoke with was very…

The gentleman I spoke with was very professional, knowledgeable and customer service oriented. It was indeed a pleasure to work with him.

Insurer: Trupanion

By: PAMELA HANEY

March 26, 2024

DO NOT USE THIS PET INSURANCE

DO NOT USE THIS PET INSURANCE. it's a scam and they swindle money from you. They will sell you on a rate and then continuously increase it every year even if you don’t file claims. I am now up to $75/monthly. That cost more than my human insurance. I have paid more for pet insurance monthly to this company than they have ever paid back to my dog. Even now, I can put my pet’s information into their website and they will offer a lower rate than what they are charging me monthly. When I asked customer service about this they continued to lie and say the lower rate was not available for 2024. They are fine with offering a new customer this rate, but not an existing customer who has a 100% payment history. Even for the 1 claim I did file in the last year, they did minimal effort to communicate with my veterinarian office. I had to make multiple phone calls and it took months to get paid out for the single claim I filed in my pat's lifetime. Every time you call, you will get a new person. I wish I never chose this insurance company from the start.

Insurer: ASPCA

By: Kaylee Nelson

Verified March 26, 2024

I have a rescue golden retriever

I have a rescue golden retriever. He had been very abused & was very sick when he first arrived . I purchased my Embrace Insurance 3 years ago. I have been lucky, We haven’t needed it . Recently my boy has been sick. I was worried about how this process would go . It went so smooth . I sent a screen shot of my pups statement . I received a check within 2 weeks . No hassle , & straight up front . They also suggested if I have a bank on file , they can send an automatic deposit instead of waiting for a paper check . Thank you Embrace 🩷🐾

Insurer: Embrace

By: Brenda

Verified March 26, 2024

Easy, peasy claims!

I signed up for Spot 2 weeks ago when I decided to adopt a rescue Frenchie. I have heard they can have expensive health issues, so I wanted to be prepared. I took her to the Vet to ensure she was up to date on vaccinations and to get allergy meds. I submitted my claim information to Spot and within 2 days I received notice I would be reimbursed for most of the Vet bill! This already puts my mind at ease being a pet owner. Thankfully, the vet said Louise (my new bestie) is a very healthy pup!

Insurer: Spot

By: Kristina McQueen

Verified March 26, 2024

Submitting a claim

Submitting a claim, turn around time and notifications were all spectacular to use and quick! It gets 5/5 starts for me!

Insurer: Spot

By: Caroline Smith

March 26, 2024

Joshua Sabado was just great in…

Joshua Sabado was just great in explaining everything to me

Insurer: Fetch Canada

By: Nicole Patry

Verified March 26, 2024

We love spot!

We got spot shortly after rescuing our baby and have loved it. You can submit a claim at any time from anywhere by just snapping a couple of pictures. You can also look back over claims at any time which can be super helpful if you’re a bit forgetful like us. Spot removed a lot of the worry over affording vet visits for care he needs and with our preventative care plan helped us with all of his puppy visits. I think every pet needs health insurance just like their humans and it’s a worthwhile monthly expense, especially for us.

Insurer: Spot

By: Madelein Lasee

Verified March 26, 2024

Appears easy process

Appears easy process. Thank you

Insurer: Spot

By: Jennifer P

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