154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 26, 2024

We are very happy its 8 years best fast…

We are very happy its 8 years best fast clear service I wish all company do the same. Thank you for 8 amazing years and more to come. All the best.

Insurer: Trupanion

By: Mazal Kong

Verified March 25, 2024

SPOTS monthly premiums are 2nd to none

SPOTS monthly premiums are 2nd to none. I did a lot of research and found you get the most bang for your buck. Filing my first claim was super simple and I received my reimbursement very fast. My only somewhat negative is finding my actual policy on the website but I feel that may be more user error than anything else.

Insurer: Spot

By: Amber Schell

March 25, 2024

Five stars for Josh

Josh Sabado was very helpful in assisting me in setting up insurance for my new puppy and adjusting my other dog's policy. He also told me of fetch's new wellness program

Insurer: Fetch

By: John McConnell

Verified March 25, 2024

Figo is Fantastic!

We have recently had several claims for our ill cat. The claims were processed in a timely fashion and the money put into our account within days. Very pleased with the speedy response.

Insurer: Figo

By: customer

March 25, 2024

Will deny claims without reason

A month after I enrolled in Embrace Pet Insurance, my 7 year old cat developed a cough, so I took her into the vet. The vet performed an x-ray and determined my cat had bronchitis and prescribed medication to treat it. They additionally performed blood work as it had been a while since checking her levels. In total, I had two separate vet bills totaling over $400. I submit two claims to Embrace, one for each invoice, and they were both denied on the reason my cat had a "pre-existing condition". The "condition" was the fact that she vomited 8 months prior to her vet visit (as cats tend to vomit), completely unrelated to the development of bronchitis. This vomit incident was included in the onboarding information Embrace received from my vet. I submit an appeal to the denial and they said after reaching out to my vet, they were declining my appeal. I spoke with my vet, who reported Embrace never reached out to them. They also provided a letter stating the one vomit incident months prior to the appointment had no bearing on the bronchitis diagnosis. My second claim was ALSO denied for the SAME reason. When I appealed it, they simply deleted the claim. I tried calling Embrace to speak with a human rather than the weeks long email process, but after being on hold for two hours I was disconnected. Do NOT interact with this company unless you are insuring a newborn pet. They will find any reason to deny your claims. They provided me with zero service after taking my money for months. They also will not allow you change any account information online, it must be done over the phone after you sit on hold for an egregious amount of time.

Insurer: Embrace

By: Brandon

Verified March 25, 2024

Easy to use and understand.

Easy to use and understand.

Insurer: ManyPets

By: EK_

March 25, 2024

Fetch Pet makes it easy to put in a…

Fetch Pet makes it easy to put in a claim, it takes about a week to review and send you back money via direct deposit or by mail. All previous documents from pet dr. Need to be submitted prior to claims.

Insurer: Fetch

By: Joanna Borzumato

March 25, 2024

Easy claim submission & reimbursements.

Easy claim submission & reimbursements.

Insurer: Fetch

By: Savannah Fiato

Verified March 25, 2024

Prompt service and claim payments.

Prompt service and claim payments.

Insurer: Pumpkin

By: Debra

Verified March 25, 2024

The Embrace provides a good customer-oriented service

The Embrace provides a good customer-oriented service on an easiest way to do. Thanks for being love our pets same as we are!

Insurer: Embrace

By: Natalia Kulshan

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