225,012+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 225,012 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

225,012 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,492 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

June 16, 2023

I sleep better with Pets Best

I have Pets Best for both of my Dobermans since they were puppies. Have had zero problems with claims except sometimes it takes a bit to get processed. Easy to submit a claim and if they have questions they contact my vet.

Insurer: Pets Best

By: Karen

Useful
June 16, 2023

I call this insurance provider "The Gambler"

I'm pretty disappointed in the Fetch business model. I got Pet Insurance for financial security and peace of mind. It has turned out to be very frustrating, as there is A LOT of uncertainty surrounding the coverage and every trip to the vet is a gamble. It will be extremely stressful if I ever have to make a quick decision about whether or not to go through with a procedure that may, or may not save my dog's life, but will ultimately end up resulting in a lot of debt if it turns out not to be covered after waiting for 15 days to get the invoice and HX notes assessed by a Fetch representative. Even a 1-3 day wait time to get a pre-approved authorization by the Fetch team is not going to help very much if my dog needs immediate care. I would like to see an easily accessible, more user-friendly, less convoluted and continuously updated list of what will not be covered by one's Fetch insurance plan.

Insurer: Fetch

By: Kimberly

Useful
June 16, 2023

insurance policy terms (coverage) were…

insurance policy terms (coverage) were clear/easy. The enrollment options and process very straight forward and quick. So far pleased.

Insurer: Spot

By: Harry Lashkari

Verified June 16, 2023

Trupanion is awesome A+

As the title says, I am very happy with Trupanion. I signed up for their 90% plan. They had their share paid before I left the Vets office. My trip to the Vet yesterday was roughly $672.00 and my out of pocket of that bill was $55.00. That put a smile on my face. They have been this way with every Vet visit. They follow up with e-mails and links to your claim. Trupanion is very efficient. I think I chose well for my first try with pet insurance, They are a keeper. And finally remember folks, get insurance on your puppy early, like at 2 months old. I waited until my boy was 3 months old, in that one month he got an ear infection in his left ear. So now he has that one preexisting ailment, so they don't have to pay for ear infections for the rest of my dog's life.

Insurer: Trupanion

By: Douglas

Useful
June 16, 2023

Enrollment is Easy

Easy to enroll, lots of information, process was seamless

Insurer: Spot

By: J Lynch

June 16, 2023

I have used this insurance for years…

I have used this insurance for years and it has been a big help since Jake my dog has gotten sick with Cushings disease. I can even get help with medication.

Insurer: Fetch

By: Sharon Krier

June 16, 2023

Look Elsewhere for Pet Insurance

Dealing with Embrace has been the worst insurance experience ever. Even after providing all the information to obtain pet's records, they sent several emails saying they were unable to get records. After tests were ran to ensure my new kitten's health and no disease was found, they excluded major coverage. Since the policy was not meant to cover routine care, excluding major illness made the policy useless for my pet so I requested the policy be cancelled and a refund for the policy. They refused to refund any portion of the premium. I called several times but was not allowed to speak with anyone making coverage decisions or anyone in charge of the decision. I was told someone would review my request and then I received emails disallowing coverage. I would not recommend Embrace for any pet owner.

Insurer: Embrace

By: Sev Staz

June 16, 2023

I love that everything is online

I love that everything is online. I love that there is an app so I can access my policy anytime.

Insurer: Sonnet

By: Bee

June 16, 2023

Competitive pricing and seemless…

Competitive pricing and seemless process.

Insurer: Sonnet

By: Nelson

June 16, 2023

Easy sign on and cheap quotes.

Easy sign on and cheap quotes.

Insurer: Sonnet

By: Eghosa

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