154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 01, 2024

Miss

Claim process was easy and seamless.

Insurer: Lemonade

By: Tanesha

Useful
April 01, 2024

Fetch insurance has been a lifesaver

Fetch insurance has been a lifesaver. I've used it for two of my cats: one for a dislocated paw, and the other for stomach issues. After the initial deductible, my 90% came in quite fast. And if there is a delay, Fetch will let you know. I highly recommend Feth insurance for all your pets. It takes the sting out of illnesses and injuries.

Insurer: Fetch

By: Jeff Freedman

Verified March 31, 2024

Quick and easy!

Spot made the process quick and easy. My claim was processed in a short amount of time and they gave an easy to follow break down.

Insurer: Spot

By: Bethany Wiseman

Verified March 31, 2024

Very easy to submit a claim and…

Very easy to submit a claim and paperwork. Refund direct deposit is cool.

Insurer: Spot

By: Ariel Hennon

Verified March 31, 2024

Doesn’t cover my pets exam

Doesn’t cover my pets exam

Insurer: Trupanion

By: customer

Verified March 31, 2024

The deductible is high

The deductible is high. I don't think my cat will meet that yearly deductible. And they say pre-existing symptoms can be reimbursed, but in reality, they don't...there should be clearer explanation about key details when purchasing the insurance.

Insurer: ManyPets

By: customer

Verified March 31, 2024

No notice of cancellation.

I’ve been canceled twice without notice. Every time I have to wait another 14 days for coverage to continue. Seems a bit odd to me.

Insurer: Pumpkin

By: customer

March 31, 2024

Big Fan of Fetch

I’m so used to human health insurance companies taking advantage of people that I candidly figured pet insurance would be about the same-that was not at all the case. Fetch is completely transparent about out-of-pocket costs and covered exactly what our plan stated it would (even when the emergency vet did take advantage price-wise). They were very prompt with reviewing and approving our claim(s) and I received reimbursement within 2 weeks of submission. Big, big fan.

Insurer: Fetch

By: Sara K

March 31, 2024

Get it!

Did my homework and chose Fetch, the most comprehensive pet health insurance around.

Insurer: Fetch

By: Christina

Verified March 31, 2024

Reimbursement is 70% and quick!

My cat Roland needed emergency surgery that totaled over $6,000. It was such a relief to know that I had Healthy Paws, where reimbursement is 70% and they don't give you a hard time about what happened to your pet when you're already stressed about their wellbeing. I submitted my claim and I got an answer (a reimbursement of about $4,600) by the next day. I know I will have the payment before my credit card payment is due, which means that between my emergency savings and this reimbursement, I have less stress. It's not perfect, of course-- I wish Healthy Paws would cover the expense in the moment like human health insurance does, and of course I wish vet care was more affordable in general. But until we have that, I'm grateful for what Healthy Paws has made available for me.

Insurer: Healthy Paws

By: Emily

Compare top pet insurance providers plans.