224,163+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,163 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,163 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,973 reviews

4.9
Healthy Paws

11,375 reviews

4.9
Fetch

5,921 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,353 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 19, 2026

They made me resubmit an invoice

They made me resubmit an invoice, a second time this has happened. When they do approve a claim, payment has been prompt. Even so, I'm switching to a lower-priced carrier that has a better rating by the Wall Street Journal. (Embrace doesn't even get a mention.)

Insurer: Embrace

By: Michael Brown

Verified July 19, 2026

Wish they would cover more

Wish they would cover more

Insurer: MetLife

By: customer

Verified July 19, 2026

Claims are processed quickly and refund…

Claims are processed quickly and refund payment is all done in less than a week. Couldn't be happier. Much better than my other pet insurance who would find any reason not to reimburse submitted claims

Insurer: Pumpkin

By: LISA

Verified July 19, 2026

When the forms was sent it

When the forms was sent it. They responded right away.

Insurer: Trupanion

By: Anna

Verified July 19, 2026

Best Pet Insurance!

I've had MetLife Pet Insurance for almost six years and I love how simple the process is to get my dog's care covered.

Insurer: MetLife

By: Katie

Verified July 19, 2026

I have always had good experiences with…

I have always had good experiences with this insurance.

Insurer: ASPCA

By: dorian

Verified July 19, 2026

Excellent customer service and they…

Excellent customer service and they have so many options to help your furry family member. It’s easy to submit for a claim and having a vet or tech assist during unknowns helps a lot.

Insurer: MetLife

By: Roy M

Verified July 19, 2026

I think one of the best insurance for…

I think one of the best insurance for my pets

Insurer: MetLife

By: customer

Verified July 19, 2026

Every time I’ve had to get in touch…

Every time I’ve had to get in touch with pumpkin everybody is so helpful, knowledgeable, and go out of their way to take care of my problems. I can’t say enough about them. I would recommend pumpkin to anyone.

Insurer: Pumpkin

By: Trina Braswell

July 19, 2026

RUN! DO NOT BUY this pet insurance

I’ve had a profoundly disappointing experience with MetLife Pet Insurance and I want to save others from the same frustration. On paper, the coverage looks great, and the marketing hype is strong—but the reality of actually using the insurance is completely different. Whenever I have submitted a claim, MetLife seems to default to denying it, frequently citing "pre-existing conditions" for issues that are clearly not pre-existing. It feels like they are looking for any excuse to avoid payment rather than supporting the health of my pet. The claims and appeals process is an absolute disaster. When you do have to file an appeal, you are entering a black hole. They don’t provide confirmation when they receive your documents, so you’re left wondering if your appeal was lost or simply being ignored. The process is incredibly long and arduous, forcing you to do all the heavy lifting to prove their own mistakes wrong. I am essentially paying for a service that refuses to fulfill its end of the bargain when I actually need it. If you’re looking for peace of mind, look elsewhere. This has been nothing but a headache and a waste of money. Do yourself and your pet a favor and find a more transparent and reliable provider.

Insurer: MetLife

By: Tom M

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