154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 02, 2024

Highly disappointed

Very long claim times, confusing emails stating no info needed then denying/closing claims because I didn’t provide information. I called 4 times on my claim 1st office was closed for training other 3 times wait time was so long I eventually hung up. It honestly feels like they intentionally make it difficult so that the average person will just give up! I plan to look for a different company.

Insurer: Pets Best

By: Dawn

Useful
July 02, 2024

came back not able to walk

STAY AWAY. my dog came back from being in boarding for 4 days NOT BEING ABLE TO WALK. Jack and the veterinarian were horrible. they want to charge me full service for an xray. they "called" me one time a few hours before pickup one time but told me NOTHING when i came and got her. she went there full of energy and came back lethargic and lame. charges are filed.

Insurer: Embrace

By: Mickayla

Useful
July 02, 2024

Claims process after devastating cancer onset

I insured 4 cats and 1 dog about 18 months ago. I went with Pets Best bc they had the best coverage for the price. My first claims process was not great in claiming the wellness plan benefits, and I considered switching, but because the coverage options, I decided to stick it out. My second and third were satisfactory and met promised timelines. My recent claim is the reason I will never switch. My cat had a very sudden and devastating onset of lymphoma. I insured him around the age of 6, and he didn’t have pet records. He needed such expensive diagnostics and immediate treatment for a chance to save him. I racked up 5K of bills in a week, and was only able to do so bc I had insurance. Still, in the back of my mind as a single mom, with every swipe of my card, I was worried about not being reimbursed. There were separate claims from several clinics due to his needs all over about a week. I’m not sure if it was the nature of the claim or just all-around great service, but the claim was closed out well ahead of guidelines and funds released. There were NO surprises, and I got exactly what I had anticipated. There was no fuss. I submitted my claim in two minutes. This gave me to the peace of mind I needed to continue to seek expensive treatment without worry and focus on my cat and my children working through this devastating news. Without such ease of care and this service, I would not have been able to try expensive treatment that had a 50/50 shot of working. I cannot recommend them enough. Every business is bound to have mistakes here and there. Even with the first claim, all the expensive and diagnostic illness type claims were covered as anticipated. This process gives me permanent peace of mind for my pets and my family.

Insurer: Pets Best

Veterinarian: Frederick Road Veterinary Hospital

By: Diana

Useful
Verified July 02, 2024

Used first day I picked up my dog

Picked up my puppy and on my way home he had a coughing spell so we stopped at the hospital. I had activated my coverage the day before we got him and couldn't believe it was able to help us. The representatives were very kind and supportive and walked me through the process. All is fine now and it is such a relief to know that there is so many caring and kind people in this organization who helped me through the paperwork. Great service and I plan on keeping this policy. Never had insurance on my dogs before. I will now.

Insurer: Trupanion

Veterinarian: Linda Haas

By: Linda

Useful
July 02, 2024

Excellent service

I have used Met Life Pet Insurance for 2 years. I have been extremely satisfied with the company. This past claim was processed within a week. All claims for my 3 dogs have been accepted and reimbursed. I highly recommend this company.

Insurer: MetLife

By: Helene

Useful
Verified July 02, 2024

Fast and friendly service

Fast and friendly service. I appreciate the online uploads but really commend SPOT for having actually people we can talk to when we as customers have questions.

Insurer: Spot

By: Melissa Ritchason

Verified July 02, 2024

Filing our claim was easy and payment…

Filing our claim was easy and payment was made in a timely manner.

Insurer: Fetch

By: John Johnson

July 02, 2024

14 years with Trupanion

Our two litter mate pups started with Trupanion 14 years ago. Now that we've lost one to heart disease, and the other just diagnosed with Cushings, I appreciate Trupanion all the more. Every claim is paid promptly. There have been no disputes. Because of Trupanion, we have able to give our dogs the best quality of life for the longest time possible. Trupanion has been there through all the unexpected injuries, serious illnesses, and ultimately euthanasia. I highly recommend them.

Insurer: Trupanion

By: Danna McCormick

Verified July 02, 2024

An Honest Pet Insurance company

Healthy Paws paid not only for our dog's first surgery, but also the second! Wonderful to have an insurance company that doesn't just cancel you after a claim. I full heartedly recommend Healthy Paws pet insurance for those that are considering pet insurance.

Insurer: Healthy Paws

By: Don Go

July 02, 2024

A Welcome Chat…

Lucy came right in and handled my issue with ease, greatly appreciated the time she spent helping me out

Insurer: Fetch

By: fred ricks

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