154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 07, 2024

Ease of submission

Ease of submission. Customer service staff helpful and kind. Prompt completion/review of claim.

Insurer: Fetch

By: Francine

July 07, 2024

Do not get!!!

My dog was a healthy dog when I decided to purchase insurance for him due to his age. Weirdly enough, one month exactly after purchasing the insurance I took him to the vet because he was having excessive thirst and urination and he was in diabetic keto acidosis and he almost passed away. After successfully treating him and getting over the hump of having a dog with diabetes they decided that his claim wasn’t valid and that it wasn’t covered under his insurance. To be honest completely unacceptable. I have told and will continue to tell all of my friends about my experience with this company. And I already heard a couple of bad reviews from other people close to me. DO NOT GET! You’re better off paying everything yourself.

Insurer: Pets Best

By: Viviana

Useful
Verified July 07, 2024

Very friendly and helpful each time I…

Very friendly and helpful each time I called. Spent time with me explaining what I need. Thankyou so much! It's hard for me at my age doing anything on the computer. They were so pateint.

Insurer: Embrace

By: Yvonne Weller

July 07, 2024

RIPOFF and waste of money

I got this insurance on 7/2/2022 for then 2-year old dog. The rate was $97.37. They claim they do not have anniversary pricing, so I decided to go with them even though their rates were higher than others (I had insurance on my prior service dog for 10 years, but that company, like this one, got greedy). After one year, they raised my rate to $128.00. I started to cancel, but decided to accept their "story" and try another year. Well, guess what? My renewal this year is $175 and some change. In case you're not good at math, that's an 80% increase over a 2-year period. This is, in no way, justifiable. My advice is to double the premium quote you get and put in in a savings account. I have paid these ripoff artists over $2400 for nothing (I had a couple of smaller claims and got back a few hundred dollars). I would have been ahead of the game to have just put $200 in savings (by the way, I would have had $4800.00 to date saved). I have been putting some aside in addition to their fee, but I am not wealthy. I am on a very very moderate disability income and being ripped off like this really angers me. I am so sick of these big companies ripping off the public. Want to know how poor they are? Find out how much their CEO makes. Disregard their "cookie cutter" response. It is the same old nonsense they spill out to everyone. I don't care what they say, I was with them for two years and had an increase at the end of both years. Regardless, 80% increase is just downright evil and greedy. Don't stand for it and don't make the mistake I did.

Insurer: Trupanion

By: Karen Jenkins

Verified July 07, 2024

Diesel nose squamous cell carcinoma

Awesome experience with my 10 year old german shepherd. He was diagnosed with a nose tumor and embrace helped with covering it with no issues. Only thing is I would recommend getting more than you think you will need.

Insurer: Embrace

By: Erick Polaco

Verified July 07, 2024

After a few bumpy roads at the…

After a few bumpy roads at the beginning (asking for several pieces of information such as dates before my pets were born or asking for items already provided) the last requests for claim reviews have been somewhat smooth. One pending claim at the moment asked me via email for my pet’s name, DOV, receipts and something else which was already provided. Not sure if the email is too generic without asking for detailed info., but suggesting here to be specific of the ask so I can best assist you with the process. Thank you.

Insurer: Fetch

By: Maria

Verified July 06, 2024

Always helpful and understanding!!

Always helpful and understanding!!

Insurer: Spot

By: Lynda Conley

Verified July 06, 2024

Breeze

Wonderful company to deal with. Fast response to claims. Thank you Embrace.

Insurer: Embrace

By: PATTI

Verified July 06, 2024

Great customer service

Great customer service

Insurer: Pumpkin

By: Linda Day

Verified July 06, 2024

The app is somewhat slow

The app is somewhat slow

Insurer: Embrace

By: Minwoo Song

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