224,962+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,962 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,459 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 22, 2023

Pleased

I filed a claim because my fur baby was experiencing trouble urinating. My vet provided the best care which was costly. Lemonade processed the claim quickly so I could get reimbursed within a few days.

Insurer: Lemonade

By: Donna

Useful
October 22, 2023

Easy process for putting in a claim

Easy process for putting in a claim, quick to settle. Highly recommend them

Insurer: Fetch

By: Traci Byers

October 22, 2023

Very easy to use app and the process to get reimbursed is very quick.

Very easy to use app and the process to get reimbursed is very quick.

Insurer: Spot

By: Benjamin Nguyen

October 22, 2023

Scammers - Go with Embrace instead!!!

I submitted a claim for a little over $1,000 for my dog's surgery. They rejected it falsely claiming they didn't have SOAP notes from the Mamaroneck Vet that my dog has not been to since 2018. They said they couldn't obtain records from 2021 that they needed. Obviously - he didn't go there in 2021! He attends a new vet closer to my new home and has been going there since 2018! They do not care to rectify the situation or help me. They just keep denying the reality of the situation. They do not help with anything and will avoid paying for reimbursement at all costs. STAY THE HELL AWAY FROM THIS FRAUDULENT COMPANY! I used to have Embrace and what a mistake it was to leave! ***Look at their response - vague and ridiculous. This was not a pre-existing condition. They turned down this claim because they are pretending they cannot access records in an effort to avoid payment.

Insurer: Spot

By: Sara Mac

October 22, 2023

Easy to put in a claim

Easy to put in a claim, wonderful customer service if you have a problem.

Insurer: Spot

By: Sher Gustafson

October 22, 2023

My puppy needed surgery on her knee

My puppy needed surgery on her knee. Fetch gave me a pre-approval statement prior to the surgery. Once surgery was completed I received the reimbursement in a timely manner. They explained all aspects of the bill and their determination. Great customer service. Best investment I made for my puppy.

Insurer: Fetch

By: Geraldine Buchanan

October 22, 2023

Wellness coverage

Wellness coverage I like this addition to my policy. It was very easy to submit my claim. With direct deposit, I had my money very quickly.

Insurer: Fetch

By: Cheryl

October 22, 2023

My Furry Friend Needs Care Too...

After carefully looking at a number of health insurance policies for my furry friend, I went with ASPCA Pet Health Insurance because it offered me a variety of options when making my decision. The plan was competitive with the other companies, however what stood out about the plan I choose, was the way there were no hidden coverages. Everything is shown in plain language so that no surprises are warrant. I would recommend it to family, friends, and will be utilizing this health insurance for all my furry friends.

Insurer: ASPCA

By: Emma S.

October 22, 2023

I spent a lot of time comparing…

I spent a lot of time comparing different companies plans . I ended up going with Fetch. Not the cheapest , but you get what you pay for . I even opted in for the wellness plan that reimbursed me within 7-10 day ( direct deposit) . Having two puppies at one time , and knowing the ups and downs of being a dog owner , it gives me some peace of mind . Oh and if you pay quarterly or in full you can lower the overall price point . The app is easy to navigate and works well !!!

Insurer: Fetch

By: Kelly

October 22, 2023

Very efficient

Very efficient

Insurer: Spot

By: Freddy Lagos

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