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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 19, 2024

So far it is not level of service I've expected:(

Were at the vet .08.18.24.They did some lab work and prescribed antibiotics for my puppy. I already paid (two payments)twice to this insurance company, we always visited the same clinic ( for vaccinations and everything), which is listed on the Trupanion website one of the clinics they work with. I paid myself all vet bill yesterday (08.18.24), because Trupanion didn't processed the claim, moreover they sent the request to my email to ask about my puppy's medical history. I've sent them an email and contacted the customer support they told me they need more info. I told them we visited ONLY one clinic, but still, my request is not processed. The customer support told me to wait a few days, which is not they advertise on their website and other sources. Not quick at all instead of helping me with paying to the vet fo now I paid to the vet by myself and to these guys. Should I be happy with this level of service ? So far I am very very disappointed 😞

Insurer: Trupanion

Veterinarian: Plessis Veterinary hospital

By: Olena

Useful
August 19, 2024

1st visit isn’t covered…

We just got a pup and couldn’t even get our first visit covered. What’s the point of insurance if they won’t even cover the claim… Our pup started throwing up and had bad diarrhea and they didn’t cover it saying it was a pre existing condition…????

Insurer: Trupanion

By: Trey&Emily Gainey

Verified August 19, 2024

I thought health visits and vaccines…

I thought health visits and vaccines are covered but seems not

Insurer: Spot

By: Ehsan

August 19, 2024

Great customer service

Great customer service. Quick response time. Always explains any refund very well.

Insurer: Pets Best

By: Quinn Hamann

Verified August 19, 2024

I paid over 4K for services and only…

I paid over 4K for services and only received like 500 in pay outs. Not sure if its worth it.

Insurer: Embrace

By: Robert Shelton

August 19, 2024

Don’t fall for it

Don’t fall for it. Unless you insure your oet at birth, be certain that Embrace will comb their history for any and all exclusions. Who knows, maybe they comb the mother’s history too🙄. This is not like the health insurance with which you’re probably familiar. Save your money and just pay the vet bills as they come. You’ll at least save yourself the cost of premiums.

Insurer: Embrace

By: ann

August 19, 2024

Very efficient and easy

Very efficient and easy. All I had to do was choose the diagnose, pet and price. I love simplicity.

Insurer: Embrace

By: Re'Jahnique Matthews

Verified August 19, 2024

Spot has been incredibly responsive and…

Spot has been incredibly responsive and quick - exactly what I wanted in an insurance company.

Insurer: Spot

By: Pauline S.

August 19, 2024

Always easy

Always easy, friendly, kind and helpful. Compared to others I’ve researched, they’re the absolute best.

Insurer: Embrace

By: Pam Backofen

August 19, 2024

Always supported my claims

Always supported my claims

Insurer: Embrace

By: Kathleen Aux

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