222,291+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,291 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,291 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,929 reviews

4.9
Healthy Paws

11,294 reviews

4.9
Fetch

5,767 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,210 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified September 25, 2023

Smooth process

I filed my first claim with Embrace and the process was very easy. I uploaded the detailed bills from my phone and that was it. There were no long forms to fill out. The reimbursement was deposited in my account in about a week.

Insurer: Embrace

By: Shenell

September 25, 2023

GREAT RATES

very professional with great coverage & rates

Insurer: Sonnet

By: Curtis

September 25, 2023

TERRIBLE

THIS PET INSURANCE SAID THEY SENT ME AN EMAIL SAYING THEY COULDNT BILL MY CARD. INSTEAD THEY CANCELLED MY INSURANCE. SO I HAD NO COVERAGE. YOU WOULD THINK IF THEY WANTED THEIR MONEY THEY WOULD CALL OR SEND A LETTER IN THE MAIL. MY EMAIL IS NOT ALWAYS THE BEST WAY OF CONTACT. VERY BAD CUSTOMER SERVICE. BEWARE THIS IS HOW THEY GET MORE MONEY TO START A NEW POLICY.

Insurer: Healthy Paws

By: Regina

Useful
Latest 1 comments
Posted: | By: The Healthy Paws Team

We understand that there are times a policyholder's credit card used on the policy could be lost, compromised by fraud or that there may be a change in bank accounts, expiration date, etc. When an account goes into suspension due to the fact that we are unable to bill the card on file, we make every effort to keep policyholders up to date and informed about the status of their account. Multiple notices are sent via email, and a Notice of (upcoming) Cancellation is sent out via regular post as well. There is also an automatic grace period that is taken into account. However, if we do not hear back from the primary account holder (prior to the cancellation effective date) the account must be canceled. In order to be equitable to all enrolled pet parents, we cannot make any exceptions to this policy. We're sorry to lose you as a policyholder and hope you and your pets stay well.

Verified September 25, 2023

I am disappointed so far

I am disappointed so far. USAA recommended Embrace, but I am frustrated by lack of contact, the Wellness Plan, as well as blanket exclusions. The portal for claims works well.

Insurer: Embrace

By: Heide Jenkins

Verified September 25, 2023

Rebecca was very helpful in us making a…

Rebecca was very helpful in us making a decision on pet insurance. This is our 1st time and she really made a difference.

Insurer: Prudent Pet

By: Ansar Hosein

Verified September 25, 2023

Good customer service

Good customer service, easy to make claims.

Insurer: Spot

By: Gloria Golson

Verified September 25, 2023

Great app with good design and…

Great app with good design and everything you need to keep your pet healthy. Quick and easy claim process!

Insurer: Spot

By: Mark Bragdon

Verified September 25, 2023

Extremely pleased!

It was my first time submitting a claim and I am truly satisfied. They worked very fast with the reimbursement for my dog's vet visit. I'm so pleased choosing Spot Pet Insurance.

Insurer: Spot

By: Italy Rubio

Verified September 25, 2023

Quick response

Quick response, very smooth process

Insurer: Spot

By: Chris Goldsbury

Verified September 25, 2023

I am very impressed with Figo’s…

I am very impressed with Figo’s thoughtful, efficient, and effective service. I have zero complaints!

Insurer: Figo

By: Swetha

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