208,919+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,919 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,919 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 17, 2026

OUR DOGS ARE IN GOOD HANDS WITH NATIONWIDE

I spoke with Chad and he answered my questions and emailed me information right away. I had more questions and called and Chad was not available at that time and another very helpful man answered a couple more questions and we had a nice short visit about Goldens as he has a Golden too and he told me he and Chad were going into a meeting and he would tell Chad that I called. Chad called me back after the meeting and we discussed getting our Golden Rainy back with Nationwide and also adding our newly adopted Golden Augie and we have been with Nationwide around 20 years and during that time Nationwide has always done right by our dogs and we like to stay with a company that has always been there for our dogs and we were welcomed back and we feel we and our dogs are in good hands with Nationwide.

Insurer: Nationwide

By: Jean

Verified January 17, 2026

Cat Emergency!

I had an emergency with my cat, and had to take her to the emergency vet hospital. Without the insurance, it would have cost me around $10,000 to get her healthy again. I especially appreciated the fact that the hospital was willing to apply first to Trupanion before they asked for my share. Most veterinary offices and hospitals would make me pay upfront, and then reimburse me. They clearly trusted Trupanion.

Insurer: Trupanion

By: Lynn

January 17, 2026

They are very good at communication

They are very good at communication, they let me know immediately that there might be a delay in processing and refunding, but that was fine, I really appreciated any and all updates and communication.

Insurer: Pets Best

By: Christine Murphy

Verified January 17, 2026

Pumpkin is a great insurance company to…

Pumpkin is a great insurance company to work with! Everyone is pleasant, helpful & quick to help. They keep their customers informed about claims, payments & any changes to policy. They recently updated their speed of reimbursement for payment of services that have been pre-authorized. I tell every pet parent I meet that they have to get Pumpkin Insurance! I highly recommend them.

Insurer: Pumpkin

By: Mary Ann Windsor

Verified January 17, 2026

Remove financial stress 😩

I've had an extremely hard time with my cat's health in January...Spot covered all his bills in a reliable way that saved me what could have been enormous financial stress. I will remain a Spot customer for every future pet. I'm extremely greatful.

Insurer: Spot

By: David Ansaldi

Verified January 17, 2026

Great Service!

Submitting a claim is super easy!

Insurer: Spot

By: Rebecca Kedrowski

January 17, 2026

I’ve been with Healthy Paws since 2017…

I’ve been with Healthy Paws since 2017 and insured my dog continuously for years. During that time, I submitted only a handful of very small claims — none of which ever exceeded my annual deductible. For most of the policy’s life, Healthy Paws essentially collected premiums without paying anything out. Recently, my dog had a legitimate health issue for the first time that actually resulted in a payout. Coverage worked as expected, which I appreciated. However, almost immediately after this first meaningful claim, my premium increased significantly (>230%). The timing makes it difficult not to feel like premiums stay reasonable only as long as you don’t use the insurance — and once you do, pricing adjusts sharply regardless of your long-term history or prior low utilization. I understand that pet insurance is risk-based and premiums can increase over time, but after nearly a decade of loyalty and minimal claims, the increase felt disproportionate and discouraging. It undermines the trust you build by paying consistently for years in case you ever actually need coverage. Advice to others considering Healthy Paws: Healthy Paws does pay claims, but be prepared for substantial premium increases once you file one that matters — even if you’ve been a low-risk, long-term customer. If you’re evaluating providers, look closely at how they handle premium adjustments after claims, not just initial pricing.

Insurer: Healthy Paws

By: Justin

Verified January 17, 2026

Very easy to submit a claim and get a…

Very easy to submit a claim and get a clear and fast response/determination and payment.

Insurer: MetLife

By: customer

Verified January 17, 2026

I always get my claims paid quickly.

I always get my claims paid quickly.

Insurer: MetLife

By: Tim Tucciarone

Verified January 17, 2026

It only took me a few minutes to upload…

It only took me a few minutes to upload my vet invoices and they were quickly accepted and reviewed. The claim money was deposited into my bank account via direct deposit in a few weeks.

Insurer: Spot

By: Eric Kennedy

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