224,949+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,949 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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The Best Insurance
Spot insurance has been amazing from the ground up. The iOS application is user-friendly and very intuitive. Claims are processed, typically no later than 3 to 5 business days and everything can be uploaded virtually, including an estimate for preapproval so there is no surprises. Reimbursement is quick and easy either to myself or the vet directly. Customer service hours for Phone are a little wonky, but the representatives are amazing once on the phone making it still an overall five star experience. Plan exclusions are pretty limited, providing an overall comprehensive coverage, which was a huge factor for us.
Insurer: Spot
By: Frank Villegas
Its so east to file a claim with SPOT
Its so east to file a claim with SPOT! I had my refund bakc in just a few days!1 Thank you, SPOT!
Insurer: Spot
By: Nancy Martinez
Dealing with my sick puppy
Dealing with my sick puppy, I felt so much better when I knew I had help from,Spot insurance, with the bills from his care. I felt more at ease to be able to focus on my puppy’s Health, other than the expense.
Insurer: Spot
By: Arlene Legum
Excellent communication.
The staff is always helpful on the phone with any questions I have, and they do not keep you on hold or cut you off. The EOBs are emailed in a timely manner with full explanations of benefits. Checks arrive in the mail within a week or two.
Insurer: Spot
By: Carlotta Murray
Great experience with Cust Serv Rep
The customer service representative explained es my policy thoroughly and professionally. I was very pleased with the explanation of what was and was not covered. Great experience!
Insurer: Pumpkin
By: Joe Ansell
Great experience, happy we signed up
Our cat was seriously ill and required multiple vet visits, consultations with specialists, and expensive diagnostic tests to stabilize her condition (she's doing so much better now). After so much stress, we appreciated how easy it was to submit a claim with Spot, and we received a fair and prompt refund within a few days. We're happy we signed up for Spot and highly recommend.
Insurer: Spot
By: Connie Rock
We have used embrace for 6 years
We have used embrace for 6 years. Like any insurance you invest for peace of mind if you have a major vet bill. They also offer a wellness feature that has a monthly payment and then covers no accident, injury or illness coverage. The benefit is about 13% larger than the premium and covers items like annual examine, vaccinations and flea, tick, and heartworm medications. For six years i have use all of the benefit. Filing a claim is very easy and response and payment is usually with 2-3 days. On the few times I have needed to make a phone call the agent is knowledgeable and attentive.
Insurer: Embrace
By: Jeffrey Taylor
Excellent Financial Support
Embrace made the entire process of submitting claims and getting reimbursed super easy. Their app is very user-friendly, and their communication during the medical record review process kept me up-to-date on who had - and hadn't - sent in the requested documents. Once the claim was approved, the money was deposited into my account the next day! I don't recommend spending a weekend at the emergency vet, but if you must it's great to have a partner like Embrace to make the financial aspect a bit easier.
Insurer: Embrace
By: Laura C Dowling
I HAVE HAD POSITIVE FEEDBACK REGARDING…
I HAVE HAD POSITIVE FEEDBACK REGARDING MY PETS AND THE RESPONSE TO ANY AND ALL QUESTIONS I HAVE SHARED THIS INFORMATION WITH NUMEROUS OF MY CLIENTS REGARDING THEIR PETS AND NEED FOR PET INSURANCE
Insurer: Embrace
By: Peggy Hodges