154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 29, 2024

Very dissatisfied with with claim response

I now have two claims submitted . The first one was submitted over three weeks ago. I was told the claim could take up to two weeks. Claim sent with vets itemized records of service with invoice for the cost of each item on the list. I just received an email asking how is it going. It is not going well . It appears FETCH is not organized or understaffed.

Insurer: Fetch

By: gg g

September 29, 2024

Very dissatisfied with with claim response

I now have two claims submitted . The first one was submitted over three weeks ago. I was told the claim could take up to two weeks. Claim sent with vets itemized records of service with invoice for the cost of each item on the list. I just received an email asking how is it going. It is not going well . It appears FETCH is not organized or understaffed.

Insurer: Fetch

By: gg g

September 29, 2024

Very dissatisfied with with claim response

I now have two claims submitted . The first one was submitted over three weeks ago. I was told the claim could take up to two weeks. Claim sent with vets itemized records of service with invoice for the cost of each item on the list. I just received an email asking how is it going. It is not going well . It appears FETCH is not organized or understaffed.

Insurer: Fetch

By: gg g

September 29, 2024

Very dissatisfied with with claim response

I now have two claims submitted . The first one was submitted over three weeks ago. I was told the claim could take up to two weeks. Claim sent with vets itemized records of service with invoice for the cost of each item on the list. I just received an email asking how is it going. It is not going well . It appears FETCH is not organized or understaffed.

Insurer: Fetch

By: gg g

Verified September 29, 2024

The absolute BEST pet insurance on the…

The absolute BEST pet insurance on the market!! I tried so many different ones before j found Spot and my pups and I finally found a place where we know we are covered and taken care of. Their customer service is impeccable and their PROMPT Reimbursment is the fastest in the industry. You will not be disappointed with Spot!!

Insurer: Spot

By: PPatel

September 29, 2024

First claim

Quick and easy to file claim and get reimbursed.

Insurer: Pets Best

By: Jim

Verified September 29, 2024

Disappointing

I have sent unanswered emails and stayed on hold for extended periods of time. At least one of you knows of my problem since before the claim. In fact, I could not file the claim online andI cannot get on line to see anything related to my account, let alone my claim. Please contact me. I am frustrated by your lack of attention. Five weeks have now gone by and I am no closer to accessing my account than I was in August.

Insurer: Embrace

By: PTBÓL

September 29, 2024

Don’t buy..waste of money and time

Waste of money. It took over 2 months for them to review and close my claims which neither was paid. I was cc’d on several emails where Embrace tried to contact the emergency vet my pet visited. They only sent emails and never tried to call the business directly. I got tired of receiving these daily emails and had to reach out to the vet myself to get the missing information. Embrace is not a proactive insurance company. They also decided to decline my claims due to pre-existing conditions that were indirectly related to the issue my dog was treated for. Do Not Waste Your Money.

Insurer: Embrace

By: Beverly Hightower

Verified September 29, 2024

Best pet insurance hands down!

I've been with Pumpkin Pet insurance for many years and did a lot of research and found them to offer the best coverage. Claims are paid pretty fast. I highly recommend them!

Insurer: Pumpkin

By: Karen C

Verified September 29, 2024

So glad I chose spot for pet insurance

So glad I chose spot for pet insurance! Reasonable monthly payment ( half of what I paid to previous insurance company) Claim service efficient and fair, no bs dental. My highest endorsement!

Insurer: Spot

By: Jeffrey Leopold

Compare top pet insurance providers plans.