224,962+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,962 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,459 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 05, 2024

Read the fine print with FIGO

Unfortunately I've learned that with FIGO, their fine print isn't beneficial to the pet owner. In order for them to pay for my Golden Retriever's ear infections for skin issues, they'd have to go 1 year without any vet visits for these issues before they'd consider paying for this expenses. One year is a LONG time with a dog who is prone to these issues and it's just frustrating navigating them constantly telling you that "this isn't covered because....".

Insurer: Figo

By: customer

May 05, 2024

Fast, hassle free claim process

I've had to use MetLife twice since I've adopted my cat - once an ER visit and now for a swollen lymph node that turned out to be moderate / severe periodontitis (not common at this young age). She had to have multiple visits, exams, and finally a (costly) dental procedure. I sent in the claims for vet and dentist with supporting docs and they paid it right away minus deductible & coinsurance - no hassle. Much better than my health insurance, I will say! I'm very satisfied.

Insurer: MetLife

By: Janaina

Useful
May 05, 2024

Excellent

Excellent claims process

Insurer: Spot

By: Casie Lancia

May 05, 2024

Very pleased

Generally very pleased with the experience. I have made several claims and the processing has been very straightforward. Most impressive was the phone support. I had a question regarding coverage and the woman who answered was delightful and DOMESTIC! She was knowledgeable and reassuring and, above all accurate. I have been a policyholder for 3 years and would highly recommend Pet’s Best. Keep up the Great Work!!!

Insurer: Pets Best

By: Rich Radice

May 05, 2024

Surgery and post-surgery complications claims

Our 3 year-old pup was vomiting and pooping blood and not eating. He was in and out of the vet. They did a barium test and still couldn’t figure it out and eventually resorted to exploratory surgery where they found a squeaker in his stomach. After 10 days he was back to the same situation and we had to take him to Purdue for a case study. They found out that he developed stomach ulcer from the pain medication post surgery. He had to take a lot of medication for two full weeks. It cost over 6000 USD. Fetch reimbursed us the 80% without question. We submitted all the invoices and medical records and it took over two weeks but we did not need to follow up. We have three dogs and all are under Fetch. Never had an issue with claims and praying it will be like that forever! I recommend this company to pet parents.

Insurer: Fetch

By: Cynthia

May 05, 2024

Like a lot of people

Like a lot of people, I’m skeptical about insurance companies. However, kudos for your prompt responses. Moomoo & I thank you.

Insurer: Spot

By: Edward Mogck

May 05, 2024

Spot made our vet visit for Jett easy…

Spot made our vet visit for Jett easy and hassle free!

Insurer: Spot

By: Lauren Kelley

May 05, 2024

Covered my dog for surgery as promised.

Covered my dog for surgery as promised.

Insurer: Pets Best

By: Bryon Knoth

May 05, 2024

Valuable Insurance

My puppy had a bowel obstruction. Spot pet insurance saved me so much on the vet bill. So worth it!

Insurer: Spot

By: April Garner

May 05, 2024

Always a great experience

Always a great experience; fast claims processing. Good customer service.

Insurer: Fetch

By: Erica LeBlanc

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